Discover how private money lending is revolutionizing real estate investment! In this episode of Behind Closed Books, host Craig Sheets sits down with Dustin Lauer, Chief Production Officer at Landmark Capital, to discuss private lending, hard money alternatives, and investment property financing strategies.

What You'll Learn:

✅ Private money lending vs. traditional bank financing

✅ Current interest rates and loan terms (starting at 5.5%!)

✅ How to qualify without income verification

✅ The importance of LLCs for rental property protection

✅ Investment strategies in today's mature market

✅ Fix-and-flip financing options

✅ Rental property cash flow requirements (DCR explained)

Timestamps:

00:00 - Introduction to Dustin Lauer

01:26 - Why Choose Private Money Over Banks?

06:08 - DTI vs. DCR: Understanding the Difference

09:43 - Hard Money vs. Private Lending Terms

14:24 - Competitive Interest Rates (5.5% Floor Rate!)

17:20 - Qualification Requirements for Private Loans

24:25 - Partnering Strategies for New Investors

27:39 - Mature Market Investment Opportunities

34:00 - Airbnb Risks and Short-Term Rentals

38:45 - Cost Segregation and Tax Benefits

45:17 - Dustin's Background and Career Journey

55:25 - How to Contact Landmark Capital

About Our Guest:

Dustin Lauer brings 16+ years of experience in private lending and real estate finance. As Chief Production Officer at Landmark Capital, he specializes in helping investors, builders, and real estate entrepreneurs secure financing for investment properties, renovations, and ground-up construction projects.

Key Takeaways:

💰 Private lending rates are now competitive with conventional loans

🏗️ Construction draws are processed in 1-2 days vs. 3-4 weeks with banks

📊 Debt Service Coverage Ratio (DCR) is key for rental financing

🤝 Partnership opportunities exist for combining experience and capital

🏘️ Focus on properties below median home values for better absorption

Connect with Dustin Lauer:

Website: lendmarq.com

LinkedIn: Dustin Lauer

Related Topics: #PrivateLending #RealEstateInvesting #HardMoneyLoans #InvestmentProperty #RealEstateFinance #FixAndFlip #RentalProperty #LandmarkCapital #RealEstateInvestor #PropertyFinancing #CommercialRealEstate #RealEstateTips

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About Behind Closed Books:

Behind Closed Books reveals the financial decisions that shape business success. Host Craig Sheets brings you unscripted conversations with business owners and experts about turning points, hard calls, and the numbers that drive growth.

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