Wealth can open doors, but it can also close off growth if the next generation isn’t prepared for struggle, purpose, and perspective.

The real challenge isn’t creating wealth, it’s preparing your children to handle it with character and meaning.

In this episode, host Brady Fineske speaks with executive coach and former psychotherapist John Cunningham, M.A., about helping families build resilience and purpose across generations. John explains how to prevent “inheritance waiters,” how to guide children through transitions, and how to measure maturity through his “Four R’s” framework.

Key Takeaways:

• The danger of raising “inheritance waiters”, children waiting for wealth instead of creating their own path
• Why parents’ desire to make life easier for their kids can backfire
• How to ask the question: “What evidence do you have that your wealth helps, not harms, your children?”
• The “Four R’s”, restraint, respect, reverence, and reciprocity, as tools to gauge character development
• How storytelling and shared family activities can pass down values more effectively than lectures
• And more!

Connect with TFO Wealth Partners:

• TFO Wealth Partners
• LinkedIn: Brady Fineske, CFP®
• LinkedIn: TFO Wealth Partners
• Facebook: TFO Wealth Partners
• Instagram: TFO Wealth Partners
• X: TFO Wealth Partners
• YouTube: TFO Wealth Partners

Connect with John Cunningham:

• LinkedIn: John Cunningham
• Website: EnCompass Resources

About Our Guest:

John Cunningham, M.A., long-time speaker, trainer, psychotherapist, and coach, brings vast experience and a unique and compelling skill-set to the financial services industry. As a relationship-based business consultant, John assists executives, advisors, business leaders, and organizations to create possibilities and outcomes previously unimagined by recognizing and removing personal and professional barriers to success to maximize potential, gratification, and profit. He offers coaching, training, and strategic planning for effective client engagement beyond the standard financial industry talking points, unshakeable confidence derived from deep self-understanding, and the leadership competence required for navigating the hidden elements of human, group, team, and family dynamics. Understanding oneself and the ability to see into the quietly held desires and dreams of others is the invaluable intangible essential to any relationship-based business. Trainings and private coaching sessions with John advance experienced advisors to the highest levels of gratification and success at work, and beyond.

TFO Wealth Partners, LLC (“TFO”) is an SEC-registered investment advisor located in Maumee, OH. Brady Fineske is a Partner and investment adviser representative of TFO. Registration with the SEC does not imply a certain level of skill or training. The opinions expressed in this podcast are for general informational and educational purposes only, are subject to change at any time, and should not be construed as TFO’s or Mr. Fineske’s solicitation to effect, or attempt to effect, transactions in securities, or the rendering of personalized investment advice.

All investments and strategies, including any described in this podcast, have the potential for profit or loss. Past performance does not guarantee future results. Any index performance described in this broadcast does not reflect the deduction of transaction, management, or other fees that would decrease performance results. While the information presented in this podcast is believed to be factual and up to date, TFO or Mr. Fineske does not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Listeners should not rely on the content of this podcast as the sole basis for their legal, tax, investment, financial planning or estate planning decisions and should always consult an attorney or tax professional or any other investment professional regarding what may be appropriate for their specific situations.

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