“I paid over £250,000 of his debt… then he said he never loved me.” If you share bills, a mortgage, or a life with someone—this episode could protect you.In this episode of Real Financial Tea, Sholz breaks down a real story about secret debt in marriage: a woman paid over £250,000 of her husband’s debt, sold her own house to clear it, and then he admitted he never loved her and used her for money and papers. We cover what to do when a partner’s debt threatens your mortgage, your credit score, and your children’s stability—plus the exact 24–72 hour moves: what to say to your lender, how to get free UK debt and housing support, and how to separate finances quickly. We also tackle a second dilemma: credit card debt spirals in immigrant households—multiple cards, buy-now-pay-later traps, and high monthly repayments—how to stop the cycle without turning your partner into your police officer. Timestamp chapters 00:00 – £250,000 Debt + “I Never Loved You” (Cold Open) 00:25 – What This Show Really Fixes (Money, not therapy) 02:25 – Guests + Why This Happens in Diaspora Homes 03:20 – Story 1: “I Paid His Debt… He Used Me” 09:30 – Do You Actually Know What Your Partner Owes? 12:50 – War Mode: 72-Hour Mortgage + Credit Protection Plan 20:40 – Truth or Transaction (Debt + boundaries) 23:10 – Ramsey vs Reality (UK systems + diaspora context) 24:40 – Story 2: 4 Credit Cards + £1,300/Month Payments 29:20 – Stop the Debt Cycle (Friction plan + “one number” meeting) 36:45 – Tea Challenge: Money Truth Talk we break down two real-life money dilemmas that reveal how financial secrets and dependency quietly destroy relationships. DM us your stories / realfinancialtea or / wealthmotley

In this first episode of Real Financial Tea with WealthMotley, we break down two real-life money dilemmas that reveal how financial secrets and dependency quietly destroy relationships. One woman inflated her salary before getting engaged. Another mother relies on monthly support that could change at any moment. Different stories — same risk.This is not relationship therapy. This is financial clarity. We talk about lying about income, money and control in relationships, remittances, diaspora pressure, and how unstable support creates financial risk — especially for African families in the UK and abroad.Sholz breaks down the WealthMotley Moves — practical steps that protect dignity, reduce financial dependence, and create options. This episode is for anyone navigating marriage, engagement, family expectations, visas, or money stress in the African diaspora.
00:00 – When Pressure Turns Money Dangerous00:50 – Why Diaspora Money Problems Escalate03:10 – Story 1: The Salary Lie08:20 – When Lies Become Financial Systems10:25 – The WealthMotley Move: Confess With a Plan16:30 – Truth or Transaction23:30 – Story 2: When Support Becomes Control30:30 – The WealthMotley Move: Risk vs Support38:20 – The 60-Day Stress TestIn the first episode of Real Financial Tea, we break down two real-life money dilemmas that reveal how financial secrets and dependency quietly destroy relationships. One woman inflated her salary before getting engaged. Another mother relies on monthly support that could change at any moment. Different stories — same risk.