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Real Talks on the Rocks

Real Talks on the Rocks

Written by: Michael Acosta
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About this listen

My name is Michael Acosta and I created this video podcast to inspire people to take control over their life through fitness, finances and mental health. I do this by sitting down face to face with those who believe in helping others become their best selves. My episodes are in long-form format because I believe that to build trust with someone you don’t know, you need to talk to them face to face. Through my career in law enforcement, I have seen too many examples of people who genuinely believe that they don’t have a say in their own life or that someone else is responsible for their destiny. I know that I will not solve everyone’s problems, but my goal is to provide you with the tools that you can use to take control of your own life. I hope that you as the listener can take something away from each of my guests. New episode releases every other Monday at 8am PST!2021 Real Talks on the Rocks Earth Sciences Philosophy Science Social Sciences Travel Writing & Commentary
Episodes
  • Mortgage Broker: Honest truth of how to afford a home in high cost areas
    Jul 10 2025

    Chapters:

    00:00- Preview

    00:46-Intro

    01:25-What you don’t know about mortgage brokers

    04:48-Expectations people have about financing a home

    09:19-the debts that most people are carrying

    12:27-The 4 basic steps to wealth

    15:30-Buying power examples

    23:01-Do mortgage calculators work?

    25:30-Buyers remorse

    33:40-expenses: renting vs. owning

    37:35-Buying for investment vs. primary residence

    41:28-How much down payment do you REALLY need?

    45:45-When housing inventory will SPIKE in the Bay Area

    51:05-What the average Bay Area family can afford

    54:55-Different home loans and their strategies

    59:12-Is a 15-yr mortgage better?

    1:04:12-What are reverse mortgages

    1:16:38-How will Trump’s policies affect the interest rates?

    1:22:30-ways to cover closing costs

    1:29:11-Which homes appreciate the fastest

    Show More Show Less
    1 hr and 37 mins
  • A modern woman's take on DATING and CAREER
    Jul 1 2024

    On this episode of Real Talks on the Rocks, I sit down with Jessica Kleinschmidt, who is the pre/post game host for the Oakland A's baseball team. In this episode, we discuss the modern career woman and the challenges of dating in todays world.

    You can reach out to Jessica via her Twitter and Instagram at:

    https://instagram.com/jessicakleinschmidt

    https://x.com/kleinschmidtjd

    You can also follow me on:

    Facebook: https://facebook.com/realtalksontherocks

    Instagram: https://instagram.com/realtalksontherocks

    Twitter: https://twitter.com/realtalksrocks

    #dating #career #women

    Chapter list:

    00:00-Preview

    00:47-Intro 1:43-Jessica gets interested in sports media

    8:00-The art of interviewing professional athletes

    12:17-How sports media has changed

    15:54-Can a career woman have a balanced life?

    20:06-This is how you “have it all”

    24:29-Your friends don’t understand your demanding career

    26:37-Being a woman in a male-dominated industry

    33:21-Dealing with haters and trolls

    35:45-The amount of work no one sees!

    40:31-Asking the tough questions of pro athletes

    50:27-Why dating is hard when you can’t “shut it off”

    53:09-The simple trick to dating a career woman

    57:53-How millennials make it compared to their parents

    1:03:51-Therapy: yes or no? 1:14:13-let’s talk money…

    1:19:21- Missing out on a family??

    1:22:05-Dating: I date out of my area!

    1:31:29-Why start a podcast

    1:37:51-Advice for women who want a broadcasting career

    Show More Show Less
    1 hr and 47 mins
  • How to build a fitness empire!
    Apr 22 2024

    On this episode of Real Talks on the Rocks, I sit down with Markos Mosi and Christian Warren. HEar from two entrepreneurs how hoard it is to put the work in without regognition, why it needs to happen for you to win and how women work harder than men in the gym!

    You can reach out to Markos and Christian via their Instagrams at:

    https://instagram.com/feartraining

    https://instagram.com/tmcchr1s

    Thank you to all of my supporters who are supporting me on Patreon and allowing me to grow this channel! Your financial support of this channel allows me to continue to provide you with better and better content. Click the link below to make a contribution to the future of the show:

    https://patreon.com/realtalksontherocks

    You can also follow me on:

    Facebook: https://facebook.com/realtalksontherocks

    Instagram: https://instagram.com/realtalksontherocks

    Twitter: https://twitter.com/realtalksrocks

    #fitness #money #womensfitness

    Chapter list:

    00:00- Preview

    00:35-Intro

    01:37-Who is Markos Mosi

    04:25-Who is Christian Warren

    07:08-WHY Christian decided to go from 295lbs to a healthy weight!

    12:30-Lack of Accountability in men today

    17:40-What motivates Men

    25:07-Hard truths of men in the gym

    37:10-Avoiding mistakes in your 20’s

    40:07-Is the fast lifestyle worth going to jail?

    47:05-If you take out debt, OWN IT!

    53:23-What does the future of work look like in this country

    59:33-Growing your personal training business

    1:05:01-online or in-person: pros and cons

    1:16:53-Credit repair: what is it and WHY you might need it!

    1:25:33-Credit cards for ALL of your expenses???

    1:32:35-Some people will never understand money

    Show More Show Less
    1 hr and 38 mins
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