Rent or Buy in 2026? Canada's Rental Flood Changes EVERYTHING
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Rent or Buy in 2026? Canada's Rental Flood Changes EVERYTHING
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About this listen
Canada is about to add roughly 180,000 new purpose-built rentals in 2026, pushing vacancy rates higher in major cities and making renting cheaper than owning in a lot of condo markets. The episode connects this rental “flood” with the 1.15M mortgage renewals, explaining how higher payments, falling rents, and negative cash flow could trigger more investor selling and more condo price weakness in places like Toronto and Vancouver. It closes with a decision framework for first-time buyers, renewers, and investors, emphasizing scenario math (not emotion) and why the rental surge may be temporary, setting up a tighter market again later in the decade.
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