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Retirement Then vs. Now: What Changed the Most?
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Retirement Then vs. Now: What Changed the Most?
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Is retirement harder today than it was 30 years ago—or do we just have more choices and more noise? Steve Hoyl explores how retirement planning has evolved, from the days of pensions to today's challenges of inflation, taxes, Social Security misconceptions, and online financial advice. Steve shares real client stories, discusses the impact of required minimum distributions (RMDs), and explains a creative way some families are using retirement assets to help future generations. The conversation also tackles FOMO, YOLO, and JOMO and how each mindset can influence retirement decisions.
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