Take control of your retirement savings today 👉 https://www.bcsmsf.com.au/contact-us/

🔗 TAKE ACTION:

Book your free SMSF consultation call: https://www.bcsmsf.com.au/contact-us/

Most Australians assume their superannuation will pass to their children tax‑free. The reality is very different. The super death tax can strip up to 32% of your super balance if it goes to adult, financially independent children, meaning hundreds of thousands of dollars lost to the ATO.

In this episode, Troy breaks down:

◼️ What the super death tax is and who it affects

◼️ How much your kids could lose if you don’t plan ahead

◼️ The strategies professionals use to legally minimise or avoid this tax

◼️ Why SMSFs give you more control over estate planning and death benefit nominations

Timestamps:

00:00:00 Introduction

00:01:03 - Understanding the Super Death Tax

00:02:29 - Withdrawal and Re-contribution Strategy

00:03:21 - Withdrawing Super Before Passing

00:04:03 - Importance of Binding Death Nominations

00:04:55 - Control and Flexibility with SMSFs

00:05:16 - Planning to Minimize Super Death Tax

Follow Blue Chip SMSF:

https://www.instagram.com/bluechipsmsf/

https://www.bcsmsf.com.au

DISCLAIMER

This content is for educational and coaching purposes only. This is not personal financial or legal advice. SMSF rules are complex and individual circumstances vary significantly. Before making any investment or structural decisions, consult with a qualified financial advisor and SMSF accountant tailored to your specific situation. Improper SMSF management can result in significant penalties and loss of concessional tax treatment.

Take control of your retirement savings today 👉 https://www.bcsmsf.com.au/contact-us/

🔗 TAKE ACTION:

Book your free SMSF consultation call: https://www.bcsmsf.com.au/contact-us/

In this new episode we look at why younger Australians are driving the fastest shift towards SMSFs we’ve ever seen. It covers:

◼️ Why younger Australians are rapidly shifting towards SMSFs

◼️ How flexibility and control are driving Gen X and millennial adoption

◼️ What this demographic change means for the future of retirement in Australia

Timestamps:

00:00:00 Introduction

00:00:14 - Why 86 Percent of New SMSFs Are Gen X and Millennials

00:01:02 - What’s Driving Younger Australians Toward SMSFs

00:02:11 - How Flexibility and Control Influence SMSF Adoption

00:03:08 - What This Shift Means for the Future of Retirement

00:04:22 - Important Reminder About Personal Financial Advice

00:05:10 - How Blue Chip SMSF Helps New Trustees Get Set Up

Follow Blue Chip SMSF:

https://www.instagram.com/bluechipsmsf/

https://www.bcsmsf.com.au

DISCLAIMER

This content is for educational and coaching purposes only. This is not personal financial or legal advice. SMSF rules are complex and individual circumstances vary significantly. Before making any investment or structural decisions, consult with a qualified financial advisor and SMSF accountant tailored to your specific situation. Improper SMSF management can result in significant penalties and loss of concessional tax treatment.

Take control of your retirement savings today 👉 https://www.bcsmsf.com.au/contact-us/

🔗 TAKE ACTION:

Book your free SMSF consultation call: https://www.bcsmsf.com.au/contact-us/

The SMSF Rules Most Aussies Get Wrong (And Why It Matters)

◼️ Why so many Australians misunderstand how SMSF tax actually works

◼️ Why property inside an SMSF fails when the asset selection is wrong

◼️ The strict residency rules every SMSF must meet to keep tax concessions

Timestamps:

00:00:00 Introduction

00:00:11 - Investing in Property via SMSF

00:00:22 - Residency Requirements for SMSF

00:00:39 - Welcome to SMSF Insider

00:00:49 - Host Introduction and Podcast Purpose

00:01:06 - Commentary on Tax Rates in Australia

00:01:22 - Taxation and Superannuation

00:01:55 - What is a Self-Managed Super Fund (SMSF)?

00:02:17 - Tax Benefits of Investing through SMSF

00:03:00 - Minimum Amount to Establish an SMSF

00:03:22 - Risks of Investing in Property via SMSF

00:03:45 - Importance of Asset Selection in SMSF

00:04:38 - Help for Busy Professionals with SMSF

00:05:02 - Detailed Residency Requirements for SMSF

00:06:23 - Success Story of a Young Investor

00:07:48 - Nominating Beneficiaries in Superannuation

Follow Blue Chip SMSF:

https://www.instagram.com/bluechipsmsf/

https://www.bcsmsf.com.au

DISCLAIMER

This content is for educational and coaching purposes only. This is not personal financial or legal advice. SMSF rules are complex and individual circumstances vary significantly. Before making any investment or structural decisions, consult with a qualified financial advisor and SMSF accountant tailored to your specific situation. Improper SMSF management can result in significant penalties and loss of concessional tax treatment.