E@rn 70% Yearly Returns by US Options Selling | ⁨@GSpaji⁩ | Sanjay Kathuria Podcast EP73

In this episode of the Sanjay Kathuria Podcast, we host GS Paji, also known as GS Bhaji, a US-based financial educator, options trader, and stock market mentor with over 35+ years of stock market experience since 1988.

Currently based in New York, GS Paji has developed a research-driven US options selling strategy using cash-secured puts and covered calls on fundamentally strong companies. His unique edge comes from understanding the concept of odds from his early years working at a US casino, which he now applies to disciplined option selling.

In this masterclass, GS Paji explains how he generated 70–80% annualised returns over the last two years without a single share assignment, how he selects stocks like Micron and SanDisk, how delta, theta, strike price selection, roll-over strategy, and risk management work, and why this strategy is strictly meant for NRIs who can legally access US stock options.

IMPORTANT: This strategy is not permitted for Indian residents under current SEBI guidelines. This discussion is only for educational purposes and for NRIs who can legally access US stock options.

📘 What You’ll Learn

✅ How US options selling works

✅ Cash-secured puts and covered calls explained

✅ How GS Paji made 70–80% annualised returns

✅ The casino odds logic behind option selling

✅ How to select fundamentally strong stocks

✅ Live Micron and SanDisk trade walkthroughs

✅ Delta, theta and strike price selection explained

✅ Roll-over trick to manage losing trades

✅ Why semiconductor stocks are a major opportunity

✅ Risk management rules for option sellers

PODCAST TIMESTAMPS :

00:00 – Podcast Teaser

01:25 – Guest Intro & Episode Recap

03:58 – GS Paji's Journey from Casino to Options Master

05:20 – The Roulette Logic Behind Option Selling

05:53 – Option Selling is Like Becoming a Banker

06:57 – How GS Paji Made 70–80% Returns in 2 Years

09:09 – The Golden Rule of Stock Selection

11:10 – Why Semiconductor Stocks Are a Goldmine

13:43 – LIVE Trade - Selling a $500 Micron Put

16:21 – Why Indian Stocks Look EXPENSIVE Today

19:07 – The MAGIC of $6250 Margin Accounts

21:20 – What if Your Stock Crashes 20% Overnight?

23:46 – The Roll-Over Trick to Save ANY Trade

25:04 – ZERO Assignments in 2 Years

25:12 – SanDisk Live Trade - 42% Annual Return

29:22 – Strangle Strategy LIVE Walkthrough

31:18 – $5320 Premium in 6 Months EXPOSED

33:43 – Who Buys these Long-Dated Options?

35:59 – Why Nvidia is NOT in GS Paji's Portfolio

37:58 – Sanjay Mehrotra - The Indian Behind Micron

38:48 – Will Micron Become a $1 Trillion Company?

39:21 – The Onion Logic of Semiconductor Cycle

41:21 – Micron's $100 BILLION Contract LEAK

43:55 – $600 Billion AI Investment in USA

44:31 – Why is India LOSING the AI Race?

45:26 – Indian IT Companies Will Get CRUSHED?

47:17 – How to Learn from GS Paji for FREE

47:46 – Inside the 80-Member Global Community

50:49 – The Temple Priest Story That Will MELT You

53:07 – WARNING - Indian Residents CANNOT Do This

53:57 – Open Invitation for ALL NRIs Worldwide

54:39 – Never Risk MORE than 15% of Your Capital

57:38 – GS Paji's Mission - Make 100s of Millionaires

59:15 – Episode Outro

🔗 Guest Socials

Instagram: https://www.instagram.com/gs_pajii/

YouTube: https://www.youtube.com/@GSpaji

📲 Sanjay Kathuria Podcast Handles

Instagram: https://www.instagram.com/sanjaykathuriapodcast

YouTube (Main): https://www.youtube.com/@SanjayKathuriaPodcast

YouTube (Clips): https://www.youtube.com/@Sanjaykathuriapodcastclips

Facebook: https://www.facebook.com/sanjaykathuriapodcasts

Spotify: https://open.spotify.com/show/1VDdqFLEvqtKIr3pJuu1ep?si=I50k9_sCSVqSwOF62ugrIw

🧵 Hashtags

#GSPaji #OptionsSelling #SanjayKathuriaPodcast

📚 About the Podcast

The Sanjay Kathuria Podcast brings you India’s top investors, entrepreneurs, and wealth creators. Learn how the top 1% manage and multiply money in simple, actionable ways.

In this episode of the Sanjay Kathuria Podcast, we host Tuhin A. Sinha, best-selling author of 14 books, columnist, and National Spokesperson of the BJP, for a powerful conversation on India’s transformation, Viksit Bharat 2047, economic growth, infrastructure, jobs, welfare, and national security.

Tuhin Sinha brings a rare combination of political insight, policy understanding, ground-level experience, and deep research through his work as an author and public commentator. From writing on India’s political and social landscape to documenting the story of Naxalism in his book Naxal Terror Vanquished, he shares a detailed view of how India has changed in the last 12 years and what the next phase of growth could look like.

This episode goes beyond surface-level debates and breaks down India’s digital revolution, UPI, DBT, infrastructure boom, income inequality, Gen Z unemployment, freebies vs welfare, the Great Nicobar project, and the roadmap towards a $30 trillion economy. Most importantly, we discuss what Viksit Bharat 2047 means for you, your career, your business, your investments, and your future.

📘 What You’ll Learn

✅ What Viksit Bharat 2047 means for you

✅ How UPI & DBT transformed welfare

✅ Infra growth and job creation

✅ India’s path to a $30 trillion economy

✅ Income inequality and wealth creation

✅ Gen Z, AI & future jobs

✅ Freebies vs welfare explained

✅ How Naxalism was reduced

✅ Great Nicobar’s strategic importance

✅ Advice for young India in the AI era

⏱️ Timestamps

00:00 : Podcast Teaser

01:55 : Episode Recap

03:32 : Guest Intro & 12 Years ka Recap

04:15 : Who is Tuhin Sinha?

05:41 : The Life Changing Toilet Story

06:58 : The Real Cause of Naxalism

08:44 : How North East Got 6 Lakh Crore?

10:51 : Digital Revolution = Modi's Biggest Hallmark?

13:36 : India’s Infrastructure Growth Story

15:19 : The Real Meaning of Viksit Bharat 2047

16:06 : India $30 Trillion Economy Kab Banega?

17:45 : Ease of Living can Transform Million of Lives

20:19 : Why Happiness Quotient Matters More

21:26 : Top 1% Owns 40% of India's Wealth?

22:40 : How Do People Get Out of Poverty?

23:45 : Middle Class ko Kya Mila? Tax Cut Reality

24:22 : This Uber Driver Runs an AI Startup?

26:35 : Gen Z Unemployment Outburst Decoded

28:11 : Jobless Growth is Impossible in Huge Capex

29:56 : Rojgar Mela Gave 15 Lakh Job Letters

32:28 : Capex Multiplier Effect Explained

33:25 : Freebies vs Welfare : End of Debate

35:01 : Maharashtra #1 in FDI Despite Freebies?

36:19 : Reality Check behind Petrol Price Hikes

39:36 : The Full Story of Naxalism End

41:49 : India's Most Dangerous Naxal Terrorist Killed

43:03 : Naxal Districts se 5-6% GDP Growth Coming?

45:01 : Urban Naxals Kaun Hote Hain?

47:51 : Great Nicobar Project : Strategic Masterstroke

50:34 : Modi 4400 Days vs Congress in Opposition

51:09 : What is a RESPONSIBLE Opposition?

54:44 : “Washing Machine” Politics EXPOSED

56:43 : BJP's Big Vision for the Next 1000 Days

57:43 : Delimitation : 50% More Leaders Coming?

59:26 : BJP Leader’s Secret for Unity

1:02:18 : Modi 3.0 mein Reforms Slow Ho Gaye?

1:05:23 : Final Message for Young India

1:07:10 : Be Smarter Than Your Smartphone

1:10:37 : Creator & Orange Economy Explained

1:12:07 : ₹400/Video to ₹60K/Month | Editor's Story

1:13:30 : Episode Outro

🔗 Guest Socials

X (Twitter): https://x.com/tuhins

Instagram: https://www.instagram.com/tuhinsinha1/

Facebook: https://www.facebook.com/Sinha.A.Tuhin/

LinkedIn: https://in.linkedin.com/in/tuhin-a-sinha-6388b490

📲 Sanjay Kathuria Podcast Handles

Instagram: https://www.instagram.com/sanjaykathuriapodcast

YouTube (Main): https://www.youtube.com/@SanjayKathuriaPodcast

YouTube (Clips): https://www.youtube.com/@Sanjaykathuriapodcastclips

Facebook: https://www.facebook.com/sanjaykathuriapodcasts

Spotify: https://open.spotify.com/show/1VDdqFLEvqtKIr3pJuu1ep?si=I50k9_sCSVqSwOF62ugrIw

🧵 Hashtags

#ViksitBharat2047 #IndianEconomy #SanjayKathuriaPodcast

SECRET Framework to Find Multibagger Smallcap Stocks? | Navid Virani | Sanjay Kathuria Podcast EP71

In this episode of the Sanjay Kathuria Podcast, we sit down with Navid Virani, Co-Founder & Fund Manager at Bastion Research, a SEBI-registered equity research firm trusted by retail investors, fund managers and family offices across India.

With over 10 years in equity markets, Navid breaks down exactly how he finds high-conviction small-cap companies before the crowd.

From his proprietary SMART framework for managing risk, to the secret matrix for spotting real growth companies, to a clear checklist for buying (and exiting) stocks, this is a complete, no-fluff masterclass on building an asymmetric, multibagger-hunting portfolio for 2026.

What You'll Learn

✅ The Asymmetric Growth strategy and how it works

✅ The SMART framework to identify and manage 5 sources of risk

✅ How to check if a company is genuinely high-quality

✅ Why debt is the #1 reason businesses collapse

✅ The secret matrix to find true growth companies

✅ A practical checklist to buy the best stocks

✅ The best exit strategy and ideal portfolio size

✅ How to invest through a smallcase the right way

Podcast Timestamps :

00:00 : Podcast Teaser

01:30 : Guest Intro & Recap

01:47 : Asymmetric Growth Strategy Explained

03:20 : How Does the Stock Market Work?

05:40 : Top Investor's Mindset Decoded

09:30 : SMART Framework to Manage RISK

10:50 : Business Tailwinds Explained

12:09 : How to Check Quality Companies?

14:18 : Why DEBT is the Reason for Collapse?

15:35 : Secret Matrix to find Growth Companies

19:00 : Management's Biggest Mistake

20:54 : How to Check Growth Scope?

23:20 : Checklist to buy best Stocks

26:20 : Best Exit Strategy for Stocks

28:15 : How Technical Analysis Helps?

28:40 : Best Stocks Universe to Invest

30:40 : Ideal Portfolio Size Explained

32:40 : How to Invest in Smallcase?

34:20 : Asymmetric Growth Examples

38:56 : Episode Outro

Guest Social Handles

🔔 Navid Virani / Bastion Research

X (Twitter): https://x.com/bastionresearch

LinkedIn (Navid): https://www.linkedin.com/in/navid-virani-b5b727113/

LinkedIn (Bastion): https://www.linkedin.com/company/bastion-research-house/

Instagram: https://www.instagram.com/bastionresearch/

YouTube: https://www.youtube.com/@BastionResearch

Substack: https://bastionresearch.substack.com/

Smallcase: https://bastionresearch.smallcase.com/

Sanjay Kathuria Podcast Handles

Instagram: https://www.instagram.com/sanjaykathuriapodcast

YouTube (Main): https://www.youtube.com/@sanjaykathuriapodcast

YouTube (Clips): https://www.youtube.com/@SKPClips

Facebook: https://www.facebook.com/sanjaykathuriapodcasts

Connect with Sanjay Kathuria

Instagram: https://www.instagram.com/financebysanjay

Facebook: https://facebook.com/financebysanjay

LinkedIn: https://linkedin.com/in/sanjaykathuria

Twitter: https://twitter.com/sanjaykathuria

YouTube: https://www.youtube.com/@Sanjay_Kathuria

#SanjayKathuriaPodcast #NavidVirani #SmallcapStocks

Disclaimer: This podcast is for educational and informational purposes only and is NOT investment advice. Stocks, smallcases and strategies discussed are the guest's views. Investments in securities markets are subject to market risks. Please do your own research or consult a SEBI-registered advisor before investing.

Invest in CWA MILT 25 Smallcase Now : https://bit.ly/CWAMILT25

This Rule-Based System That BEATS the Market | Ft. Rakesh Pujara | Sanjay Kathuria Podcast EP70

In this episode of the Sanjay Kathuria Podcast, we host Rakesh Pujara, veteran stock market trader, quant strategist, and founder of Compounding Wealth Advisors LLP (CWA), a SEBI-registered Research Analyst and Investment Adviser.

With over 25+ years of experience in Indian equity markets, Rakesh is known for building rule-based, algorithmic, and trend-following investment systems that focus on capital preservation and disciplined wealth creation. His CWA MILT 25 smallcase turned a NAV of Rs 1 into roughly Rs 211 in just over three years, delivering around 27% CAGR versus the NSE 500’s ~16%.

In this momentum investing masterclass, Rakesh explains how he builds a 25-stock portfolio, the exact entry and exit rules he follows, Bollinger Bands strategy, ATR filters, position sizing, and why emotional investing destroys long-term returns.

If you want to learn how to ride winning stocks while cutting losses systematically, this episode is a must-watch.

📘 What You’ll Learn

✅ What momentum investing really is

✅ How Rs 1 became Rs 211 in 3 years

✅ The 750-stock universe strategy explained

✅ How to build a 25-stock portfolio

✅ Bollinger Bands & 3.7 standard deviation strategy

✅ The 3 exit rules every investor should know

✅ ATR volatility filter explained

✅ Why he NEVER rebalances winners

✅ How position sizing protects capital

✅ How to beat Nifty 50 using rules-based investing

⏱️ Timestamps

00:00 – Podcast Teaser

01:20 – Guest Intro & Episode Recap

03:40 – What is Momentum Investing?

04:51 – Cut Losers, Ride Winners

05:53 – Why He NEVER Rebalances

06:45 – The 27% CAGR Track Record

08:12 – The 750-Stock Universe Explained

09:16 – How to Build a 25-Stock Portfolio

11:29 – Bollinger Bands Decoded

12:36 – The 3.7 Standard Deviation Secret

14:46 – How to Pick Top 25 from 40 Stocks

17:01 – The 3 Exit Rules Explained

18:14 – The ATR Volatility Filter

22:12 – How Position Sizing Saves You

23:14 – Never Touch Your Winners

26:37 – Late Cycle Warning Signs

27:35 – Weekly vs Monthly Review?

31:17 – Momentum Investing’s Biggest Mistake

33:06 – How Much to Invest in Momentum?

34:20 – Massive Returns of Stocks

35:35 – CWAMILT25 Small Case

36:16 – 12-Month ROC vs Price Momentum

38:50 – Why You're Just a “Pillion Rider”

40:50 – The Ego-Busting System

43:19 – Future of Index Investing?

45:12 – Beating Nifty 50 with Rules

46:28 – Episode Outro

🔗 Guest Socials

YouTube: https://www.youtube.com/@rakeshpujara1

LinkedIn: https://in.linkedin.com/in/rakesh-pujara-185499159

X (Twitter): https://x.com/RakeshPujara1

Instagram: https://www.instagram.com/rakesh_k_pujara/

Facebook: https://www.facebook.com/officialrakeshpujara/

Website: https://compoundingwealth.co.in/

📲 Sanjay Kathuria Podcast Handles

Instagram: https://www.instagram.com/sanjaykathuriapodcast

YouTube (Main): https://www.youtube.com/@SanjayKathuriaPodcast

YouTube (Clips): https://www.youtube.com/@Sanjaykathuriapodcastclips

Facebook: https://www.facebook.com/sanjaykathuriapodcasts

Spotify: https://open.spotify.com/show/1VDdqFLEvqtKIr3pJuu1ep?si=I50k9_sCSVqSwOF62ugrIw

🙋‍♂️ Connect with Sanjay Kathuria:

Instagram: https://www.instagram.com/financebysanjay

Facebook: https://facebook.com/financebysanjay

LinkedIn: https://linkedin.com/in/sanjaykathuria

Twitter: https://twitter.com/sanjaykathuria

YouTube: https://www.youtube.com/@Sanjay_Kathuria

🧵 Hashtags

#MomentumInvesting #Smallcase #SanjayKathuriaPodcast

📬 Want to Come on Our Podcast :

Email Us : [Sanjaykathuriapodcast@gmail.com]

📚 About the Podcast

The Sanjay Kathuria Podcast brings you India’s top investors, entrepreneurs, and wealth creators. Learn how the top 1% manage and multiply money in simple, actionable ways.

📌 Subscribe now for weekly episodes:

https://www.youtube.com/@SanjayKathuriaPodcast

World's Biggest Crash is Coming? | Save your Portfolio | Sanjay Kathuria Podcast EP68In this episode of the Sanjay Kathuria Podcast, we host Rahul Aggarwal, serial entrepreneur, investor, and Co-Founder & CMD of Jashn Realty, one of India’s fastest-growing real estate development companies .A graduate from the University of Manchester and MBA from Cass Business School, London, Rahul brings over 20+ years of investing experience across multiple asset classes, including equities, real estate, and alternative investments.In this masterclass, Rahul explains why almost every major asset class has underperformed recently, why smart investors are sitting on cash, and which sectors could create massive wealth over the next decade. From defence, energy, EVs, robotics, and REITs to the reality of NCR real estate, Lucknow growth, and India’s next property hotspots — this episode is packed with practical investing insights.If you want to understand where smart money is moving in 2026 and how to avoid major investing mistakes, this episode is a must-watch.📘 What You’ll Learn✅ Why markets have given weak returns recently✅ Why sitting on cash can be smart right now✅ Best sectors to invest for next 10 years✅ Defence, Energy, EV & Robotics opportunities✅ Real estate cycle explained simply✅ Top Indian cities for property investment✅ Land vs apartment investing strategy✅ REITs vs commercial property investing✅ Why NCR real estate became unaffordable✅ Biggest mistakes retail investors make⏱️ Timestamps00:00 – Podcast Teaser01:34 – Guest Intro of Rahul Aggarwal03:29 – Why Indian Markets Gave No Returns?04:18 – Why Gold Rallied & Then Flatlined?05:22 – Why is the Indian Stock Market Stagnant?06:16 – How Tariff Wars are Hurting Businesses?07:36 – First Time ALL Assets are Down Together?08:39 – Why Retail Investors are Stuck Right Now?09:43 – How War in Qatar Will Impact Real Estate?12:22 – Why This is the BEST Time to Sit on CASH?13:11 – Will the Market See More Pain Ahead?13:23 – Best Sectors to Invest for Next 10 Years16:24 – Defence Sector: India's Biggest Opportunity?18:05 – Why Energy is the Real AI Play?21:42 – EV Sector: India's Untapped Goldmine?23:19 – Robotics: The Next Big Wealth Cycle?27:08 – Is Real Estate Still a Good Investment?29:09 – Why NCR Apartments Became Unaffordable?31:21 – Who is Actually Buying Rs 5 Crore Flats?33:32 – The 7-Year Real Estate Cycle Explained35:56 – Why Do Real Estate Developers Never Reduce Prices?37:44 – Top 5 Real Estate Areas to Invest In38:48 – Should You Buy Land or Apartments?43:24 – Why Rahul is Bullish on Lucknow48:06 – Kolkata: The Wildcard Real Estate Bet?51:38 – Biggest Mistake Retail Investors Make53:23 – How FOMO Destroys Your Wealth56:42 – Commercial Property vs REITs: Which is Better?59:18 – Why REITs Beat Buying a Shop Yourself01:02:38 – Why Apartments are a BAD Rental Investment01:05:20 – The ONE Thing That Worries This Investor01:08:34 – How Long Can India Survive This War?01:11:11 – Episode Outro🔗 Guest SocialsLinkedIn (Rahul Aggarwal): https://in.linkedin.com/in/raggarwal1LinkedIn (Jashn Realty): https://in.linkedin.com/company/jashn-realtyInstagram (Jashn Realty): https://www.instagram.com/jashnrealty/Website (Jashn Realty): https://www.jashnrealty.com📲 Sanjay Kathuria Podcast HandlesInstagram: https://www.instagram.com/sanjaykathuriapodcastYouTube (Main): https://www.youtube.com/@SanjayKathuriaPodcastYouTube (Clips): https://www.youtube.com/@SanjaykathuriapodcastclipsFacebook: https://www.facebook.com/sanjaykathuriapodcastsSpotify: https://open.spotify.com/show/1VDdqFLEvqtKIr3pJuu1ep?si=I50k9_sCSVqSwOF62ugrIw🧵 Hashtags#RahulAggarwal #JashnRealty #RealEstateInvesting #StockMarket #REITs #WealthCreation #InvestingMasterclass #SanjayKathuriaPodcast

India's Gold Crisis : PM Modi's Warning & Jewellery Industry Impact | Sanjay Kathuria Podcast EP67

In this episode of the Sanjay Kathuria Podcast, we sit down with S.S. Alam (Sheik Sultan Alam), Managing Director and Founder of Aurum Jewels Ltd., one of India's largest gold chain manufacturers, with nearly 39 years inside the gold industry.

After the government appealed to Indians to pause gold buying for a year, the jewellery industry was hit hard. In this conversation, S.S. Alam decodes exactly why this happened, how it threatens nearly 1 crore livelihoods, and what the government, jewellers, and consumers should each do to protect the industry and the country. He also shares a bold 5-year prediction on where gold prices are headed.

What You'll Learn

✅ Why did Modi ji Says STOP Buying Gold?

✅ 6 Things India Depends on Foreign Countries For

✅ Why India Produces Almost ZERO Gold

✅ What Was the Gold Control Act of 1962?

✅ 3 practical suggestions for Government

✅ Why Gold Price FELL During the War

✅ How to Save 75 Lakh Gold Artisans' Jobs

✅ Will Gold Price Touch Rs 3 Crore/Kg

⏱️ Updated Timestamps

00:00 – Podcast Teaser

01:58 – Guest Intro of SS Alam

03:48 – Why did Modi ji Says STOP Buying Gold?

05:09 – 6 Things India Depends on Foreign Countries For

06:04 – How India's Foreign Reserves Crashed

08:05 – How Much Gold Does India Import?

08:34 – Why India Produces Almost ZERO Gold

10:09 – India is Reactive, Not Proactive on Mining

11:44 – Why Gold Price FELL During the War

12:54 – The Real Impact on Jewellery Industry

14:44 – 50% Sales Gone in Just 8 Days

15:55 – The 3 Stakeholders Who Must Act Now

16:33 – Who Got Hit Hardest in the Value Chain?

17:54 – What the Government Should NOT Do

18:06 – What Was the Gold Control Act of 1962?

23:22 – India Has 35,000 Tonnes of Gold Already

24:58 – Suggestion 1: Bring a VDS Scheme for Gold

25:35 – Suggestion 2: Fix the Gold Monetization Scheme

29:28 – Suggestion 3: Circulate RBI's 880 Tonnes of Gold

29:51 – Why Bullion & Coins Should Be Banned

30:53 – Buy LOW Purity Jewellery, Not High Purity

32:39 – How to Save 75 Lakh Gold Artisans' Jobs

35:08 – Can the Gold Control Act Return in 2026?

38:49 – What Import Number Will the Government Accept?

40:42 – Will the Government Take Your Gold?

44:17 – Why Silver Has a HUGE Future

46:01 – What Should Consumers Sacrifice for India?

48:02 – What Should Retailers Do to Survive?

51:10 – What Should Manufacturers Do Now?

53:29 – The One Mistake the Government Must Avoid

55:23 – Will Gold Price Touch Rs 3 Crore/Kg

57:54 – Final Advice for the Country

58:52 – Episode Outro

Guest Social Handles

Instagram : https://www.instagram.com/s_s_alam__businessman/

Facebook : https://www.facebook.com/ssalam07/

LinkedIn : https://in.linkedin.com/in/sultan-alam-sheik

Sanjay Kathuria Podcast Handles

Instagram : https://www.instagram.com/sanjaykathuriapodcast

YouTube (Main) : https://www.youtube.com/@sanjaykathuriapodcast

YouTube (Clips): https://www.youtube.com/@SKPClips

Facebook : https://www.facebook.com/sanjaykathuriapodcasts

Connect with Sanjay Kathuria

Instagram : https://www.instagram.com/financebysanjay

Facebook : https://facebook.com/financebysanjay

LinkedIn : https://linkedin.com/in/sanjaykathuria

Twitter : https://twitter.com/sanjaykathuria

YouTube : https://www.youtube.com/@Sanjay_Kathuria

Hashtags

#SanjayKathuriaPodcast #SSAlam #GoldCrisis #ModiGoldAppeal #GoldInvestment #JewelleryIndustry #GoldControlAct #GoldPrice2026 #SilverInvestment #PersonalFinanceIndia

Disclaimer

The views, opinions, and predictions shared in this episode are those of the guest and host and are for educational and informational purposes only. Nothing in this video constitutes financial, investment, or legal advice. Gold and other asset prices are subject to market risk. Please consult a qualified financial advisor before making any investment decision. The Sanjay Kathuria Podcast and its team are not liable for any decisions taken based on this content.

In this episode of the Sanjay Kathuria Podcast, we host Dr. Samir Jain, Co-Founder & Creative Director of Miss Jo, one of India’s leading luxury silver jewellery brands with 12 stores across the country .

Backed by a PhD in silver jewellery and over 20+ years of experience in luxury goods and jewellery manufacturing, Dr. Samir breaks down the hidden truth behind silver jewellery scams, purity checks, hallmarking, investment myths, and silver business opportunities in India.

In this deep masterclass, we uncover why silver is becoming the “new gold”, how buyers get cheated through fake purity claims, the massive scam in silver coins, and the exact things to check before buying silver jewellery, utensils, bullion, or chains. He also explains how entrepreneurs can build a profitable silver jewellery business or franchise in 2026.

📘 What You’ll Learn

✅ Why silver is becoming the new gold

✅ Biggest scams in silver jewellery & coins

✅ How to check silver purity correctly

✅ Sterling Silver (92.5) explained

✅ Physical silver vs paper silver investing

✅ How jewellers cheat with hidden codes

✅ Silver jewellery buying guide

✅ Lab grown diamonds vs silver debate

✅ How to start a silver jewellery business

✅ Franchise & retail business opportunities

⏱️ Timestamps

00:00 – Podcast Teaser

01:54 – Guest Intro

04:04 – Why is Silver Trending Now?

04:29 – Why Is Silver the New Gold?

05:08 – Why Silver Prices Are Rising

05:36 – Changing Global Buying Behaviour

07:44 – Global Silver Supply Deficit

08:24 – What to Check Before Buying Silver

08:28 – Vaishno Devi Cadmium Scam

09:58 – Why Silver Was Never Premium

11:01 – How Rural Buyers Get Cheated

12:18 – How to Check Silver Purity

12:24 – What is Sterling Silver (92.5)?

14:28 – Silver’s One-Way Investment Problem

15:12 – Govt Silver Loan Scheme

15:55 – New Govt Silver Policies

16:52 – Buying Silver Bullion Guide

17:03 – Is MMTC Worth the Premium?

17:58 – Physical Silver vs Paper Trading

19:19 – Desi Tunch Method Explained

20:02 – Massive Scam in Silver Coins

23:08 – Should You Avoid Buying Silver Online?

24:50 – Complete Silver Jewellery Buying Guide

25:17 – Why Silver Turns Black

28:26 – Rhodium, Gold & Vermeil Plating

30:40 – Secret Code to Spot Real Silver

34:00 – Codes Used to Cheat Customers

35:03 – Buying a Silver Chain Guide

36:49 – Silver Making Charges Explained

38:48 – Buying Silver Utensils Guide

40:09 – Clean Black Silver at Home

41:49 – Why Earrings Became Bestseller

42:18 – Business Lessons from Miss Jo

44:10 – Why Rings & Gifting Drive Sales

45:07 – Certification Process Explained

47:32 – Silver vs Lab Grown Diamonds

48:55 – Why Lab Grown Diamonds Aren’t Investment

51:46 – Accessory vs Investment Mindset

54:59 – How Miss Jo Started

56:12 – Silver or CVD — Which is Better?

57:07 – Why Entrepreneurs Must Go Digital

01:01:52 – 3 Ways to Start Silver Business

01:07:20 – Cost to Open Retail Store

01:08:44 – Miss Jo FICO Franchise Model

01:13:29 – Franchise Return Expectations

01:14:54 – Doubling Money in 5 Years?

01:17:02 – Own Brand vs Franchise

01:21:18 – Why India Can’t Build Global Brands

01:29:50 – Branding vs Marketing Explained

01:31:26 – Future Global Jewellery Brands

01:31:59 – Final Advice & Silver Buying Guide

01:33:07 – Episode Outro

🔗 Guest Socials

Instagram (Personal): https://www.instagram.com/samirjain.missjo/

LinkedIn: https://in.linkedin.com/in/dr-samir-jain-94567326b

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How to Build £3 Million Tax-Free in UK | ISA Explained | Sanjay Kathuria Podcast EP65

In this episode of the Sanjay Kathuria Podcast, we host Dr. Nimish Shah, Consultant Ophthalmologist at the Great Western NHS Hospital, UK, with over 28+ years of experience, specialising in cataract surgery and retinal diseases .

After the overwhelming response to his previous episode, Dr. Shah returns with a complete UK ISA Masterclass designed specially for NRIs, UK citizens, Indian professionals abroad, and families planning long-term wealth creation in the UK.

In this deep conversation, Dr. Shah explains Stocks & Shares ISA, Cash ISA, Lifetime ISA (LISA), Junior ISA (JISA), tax-free investing, UK retirement planning, compounding strategies, and wealth creation frameworks that can potentially help families build multi-million-pound portfolios legally and tax-efficiently.

If you live in the UK or plan to move abroad, this episode gives you one of the most practical personal finance roadmaps for 2026.

📘 What You’ll Learn

✅ What ISA is and how it works in the UK

✅ Types of ISA explained simply

✅ Stocks & Shares ISA strategy

✅ Lifetime ISA (LISA) & 25% govt bonus

✅ Junior ISA (JISA) wealth creation strategy

✅ How families invest tax-free in the UK

✅ UK retirement planning explained

✅ SIPP vs ISA comparison

✅ How compounding creates £3M+ wealth

✅ Best ISA investing framework for NRIs

⏱️ Timestamps

00:00 – Podcast Teaser

01:15 – Guest Intro

02:30 – Why This Episode is in English

03:33 – What is ISA in the UK?

05:10 – Why ISA is TEE Not EEE

05:45 – Types of ISA Explained

06:53 – New 2026 Cash ISA Rules

08:23 – How £20,000/Year Builds Wealth

09:49 – £1.5 Million ISA Calculator Demo

11:45 – Realistic £800/Month Strategy

14:21 – Care Home Costs & Retirement Math

15:29 – Dr. Shah's Personal Portfolio Story

17:39 – Stocks and Shares ISA Recap

18:49 – What is Lifetime ISA (LISA)?

20:03 – 25% FREE Government Bonus

21:50 – First Home & Age 60 Withdrawal Rules

24:10 – £333/Month to £3 Million LISA Magic

27:15 – Best Wealth Prayer for Parents

30:57 – LISA Summary & Action Steps

31:27 – What is Junior ISA (JISA)?

32:30 – How JISA Makes Your Kid a Millionaire

35:03 – Education & Career Funding Strategy

37:45 – Family of 4 = £58,000 Tax-Free Per Year

40:47 – Pecking Order of UK ISA Investments

44:05 – Spousal ISA Transfer & Inheritance

45:15 – Couple Building £5 Million Together

47:54 – What If You Cannot Invest Every Month?

48:25 – Mr. K vs Mr. S Compounding Story

52:44 – Romanian Nurse Wealth Story

56:52 – SIPP vs ISA Introduction

58:51 – Episode Outro

🔗 Guest Socials

LinkedIn : https://www.linkedin.com/in/nimish-shah-9b373921/

Website : https://www.shaheyesurgeon.co.uk/

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🧵 Hashtags

#UKISA #NRIInvesting #DrNimishShah #UKFinance #ISAInvesting #WealthCreation #UKTaxPlanning #SanjayKathuriaPodcast

📬 Want to Come on Our Podcast :

Email Us : Sanjaykathuriapodcast@gmail.com

📚 About the Podcast

The Sanjay Kathuria Podcast brings you India’s top investors, entrepreneurs, and wealth creators. Learn how the top 1% manage and multiply money in simple, actionable ways.

📌 Subscribe now for weekly episodes:

https://www.youtube.com/@SanjayKathuriaPodcast