Pensions run on data, and it's vital to make sure that data is robust enough to trust with people’s futures.

In this Sense of Identity episode, we speak with Sam Drye, Managing Director, and David Rich, Chief Data Officer at Mortality Manifest, a specialist data service that helps financial organisations address the complex realities of mortality, tracing, and overseas members.

Together, we explore why pensions data is under more pressure than ever, how poor records translate into real risk for schemes and savers, and what it takes to build a data strategy that can stand up to scrutiny.

Learn more on our website: https://www.beyondencryption.com/blog/pensions-data-crisis-mortality-manifest

Most of us left school knowing more about Pythagoras than payslips - and we are still living with the consequences.

In this episode of A Sense of Identity, we speak with Leon Ward, CEO of Money Ready, a charity working across classrooms, youth clubs, and workplaces to help people build practical financial skills.

Leon talks about what compulsory financial education could mean for England, why teachers will need as much support as pupils, and how to help a generation growing up contactless, online, and targeted by everything from influencers to in-game spending nudges.

Learn more on our website.

Smart Data could redefine how the UK shares information - but only if trust keeps pace with innovation.

In this episode, we talk to Liz Brandt and Nick Cabrera, Co-Founders of Ctrl-Shift, a consultancy helping organisations build trusted, people-centred data ecosystems.

Liz and Nick discuss how Smart Data can move beyond open banking, why consistent consent journeys are essential for trust, and what a sustainable governance model could look like.

Learn more on our website.

Buying a home is exciting, but in the UK it’s also one of the most stressful things people go through.

Angela Hesketh, Head of Market Development at PEXA, joined us to talk about how her company is tackling that problem by bringing lessons from Australia to the UK.

Learn more on our website.

What does it really cost when compliance failures move from back-office oversight to front-page news?

Issues like PPI compensation, pension errors, and car finance mis-selling continue to drive significant remediation activity across financial services.

In this episode of Sense of Identity, RiskPod founders Mark and John examine the underlying causes of regulatory breaches, why exposure persists despite increased scrutiny, and how a scalable, intelligence-led model is reshaping institutional response.

Learn more on our website.

What if financial services were built to include everyone, not just the few?

In this episode of the Sense of Identity podcast, we sit down with CEO Mark McAlpine and Head of Proposition & Innovation Kerry Nicolaides.

Together at Not The Odd One Out, Mark and Kerry are helping mutuals, credit unions, and cooperatives modernise through shared services, collaborative strategy, and inclusive innovation.

Their goal? To make financial services fairer, more accessible, and digitally capable - without losing sight of the communities they serve.

Learn more: https://www.beyondencryption.com/blog/how-credit-unions-are-going-digital

We sat down with Mike Wimbridge, Managing Director at Pantaenius UK, a leading yacht insurance broker with a history stretching back to 1899.

Mike shared how Pantaenius grew from its roots in Germany to become a major global player in yacht coverage.

We discussed the joy and challenge of insuring boats of all sizes, and why personal service is just as important today as it was decades ago.

Learn more.

In this episode of our Sense of Identity podcast, we sit down with Chris Schutrups, founder of The Mortgage Hut, to discuss his dynamic entrepreneurial journey in the mortgage and finance industry. With an extensive background in both finance and hospitality, Chris shares valuable insights on customer-centric business strategies and the importance of leveraging technology for growth.

Chris brings a wealth of experience, having led The Mortgage Hut to become one of the UK's leading mortgage advice brands.

His journey also includes significant roles in the UAE's mortgage market and ventures in the hospitality industry.

Key Takeaways:

• Customer-Centric Approach: Chris emphasises the importance of putting customers at the heart of every business decision, ensuring a personalised and valuable experience.
• Leveraging Technology: From integrated booking systems in hospitality to innovative marketing strategies in finance, hear about technology's crucial role in enhancing customer engagement and operational efficiency.
• Regulated Industries: Chris discusses the benefits of operating in regulated industries, highlighting the higher barriers to entry and the potential for better margins and business stability.

Learn more: https://www.beyondencryption.com/blog/customer-focus-and-tech-chris-schutrups