This episode dives into the mindset behind resolutions: setting attainable goals, embracing setbacks, and using small actions to build long‑term momentum. Andrew and Michele share their own New Year's plans, talk through habit stacking and manifestation, and offer ways to stay consistent without burning out. A thoughtful guide to approaching 2026 with a balanced, sustainable path forward.

In this special tribute episode, we celebrate the remarkable career of Veronica Dangerfield, Patelco's beloved Senior Financial Wellbeing Educator and 2025 Financial Educator of the Year. Joined by longtime colleagues and friends, we reflect on her decades of impact, her signature humor and compassion, and the countless lives she's transformed through financial education. As Veronica heads into a well‑earned retirement, we honor her legacy and the inspiration she leaves for future educators.

Kick off the new year with practical holiday budgeting tips and a fresh approach to financial wellness. In this episode, Andrew and Michelle break down rising costs, real‑life budgeting challenges, and simple ways to plan for holiday spending without relying on debt. Learn how to set SMART goals, create a realistic budget, and build healthier money habits for 2026. Start the year with clarity, confidence, and a clean financial slate.