Send us Fan Mail

Retirement planning can feel like a wall of jargon and spreadsheets, so we brought in someone who makes the numbers feel human. CPA and Certified Divorce Financial Analyst Jesse Hurst joins us to break down how to start retirement financial planning at any age and why the first step is not picking investments. It is getting honest about where you are today, then turning “someday I want to retire” into real retirement goals you can measure.

We get practical about the questions that trip people up: how much should you put into a 401(k), why an employer match matters, and why starting at 22 versus waiting until 32 can completely change the outcome even if you save the same way. Jesse shares a simple strategy for increasing contributions over time so you still feel your raises, while your retirement savings rate quietly grows. We also talk about the gap in financial literacy for younger adults, and why many traditional wealth management firms ignore people who are still building, even when they have strong income and big decisions like buying a first home, choosing benefits, setting up insurance, or handling 401(k) rollovers after job changes.

Then we move into the part nobody warns you about: the emotional switch from saving to spending. Many retirees have done everything “right” and still feel like they are not allowed to use their money. Jesse explains how a retirement income plan can create permission to spend, and how to prepare for market volatility with a liquidity strategy that helps you avoid selling at the worst possible time. If scary headlines make you want to change your plan, this conversation will help you trade anxiety for a process.

If you find this helpful, subscribe, share it with someone who needs a clearer retirement plan, and leave us a review so more families can find the show.

If you would like to speak with one of our attorneys, please call our office at (503) 227-0200, or visit our website at https://www.pacificcascadelegal.com.

To learn more about Jesse and how he can help you, you can visit his website at: https://www.impelwealth.com/

Disclaimer: Nothing in this communication is intended to provide legal advice nor does it constitute a client-attorney relationship, therefore you should not interpret the contents as such.