Social Security isn't just a filing decision. It's a lifetime income strategy.

In this episode of the Providence Financial Retirement Show, we break down how Social Security decisions affect not only your monthly check, but your taxes, your spouse's income, and your long-term financial security.

You'll learn:

- Why filing too early can permanently reduce lifetime household income
- How survivor benefits really work (and why many widows lose a check)
- What spousal benefits mean for couples (and why they're not automatic)
- How recent rule changes may increase benefits for some retirees
- Why up to 85% of your Social Security can become taxable
- The most common mistakes retirees make, simply because no one explained the system clearly

We also share real-life examples of retirees who unknowingly missed benefits for years - not because of bad investing, but because of overlooked planning details.

Social Security has more moving parts than most people realize. When coordinated properly with your investments, withdrawals, and taxes, it can become a powerful foundation for retirement income. When it's not, it can quietly cost you hundreds of thousands of dollars over time.

Listen in.

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