In the latest episode of Stride Stories we host the Founder and CEO of the disruptive fintech startup – Nitin Gupta of UNI.

IIT Delhi, IIM Ahmedabad, Lehman Brothers, PayU India and Ola, may seem like a long list of accomplishments to most but not him. With disruption and innovation at the core of his being, his ever-lasting energy can be a source of inspiration to the entire ecosystem.

With UNI, he has undertaken another challenging yet disruptive journey and we cannot wait to see it unfold in the times to come.

Catch the episode to learn more about his plans for UNI – the first of its kind 1/3 credit card offering in India.

Tune into this podcast to listen to-:

1. Childhood and inspiration growing up - 2:05
2. Was entrepreneurship always the plan? – 4:12
3. Evolution of the online payments landscape in India – 8:50
4. The most exciting aspect about payment products backed with credit in the times to come – 12:00
5. Balancing expansion of customer base and increase in ROI with increase in credit cost in UNI – 18:55
6. How will the linking of credit cards with UPI impact the interchange fee revenue stream – 22:25
7. Is there a need for more Fintech focussed VCs in India – 26:25
8. Rapid Fire. – 29:15
9. Indebted to debt. – 33:37

The enterprise debt market in India has 3 million SMEs, contributing 40% of the GDP but constituting only 11% of the bond market. While a lot of attention has been given to the consumer lending space through a slew of FinTechs and new-age NBFCs, the enterprise debt requirements have mostly remained a white-space.

With over 65000Cr+ transactions, 500+ lenders, 1000+ borrowers and a 40% market share in MLDs, Vivriti Capital is one of the few players that is disrupting the enterprise debt ecosystem by building a full-stack SME debt platform and in this episode of Stride Stories, we go behind-the-scenes with the man behind this disruptive venture – Vineet Sukumar, Founder and Managing Director of Vivriti Capital.

Graduating from IIM Bangalore, Vineet accumulated experiences with Tata Administrative Services, Standard Chartered Bank and IFMR Capital. In 2017, he took the leap to the hardships of entrepreneurship to start Vivriti Capital, a venture that has been profitable since the first year of its operations and delinquency rates less than 0.3%. The Vivriti Group has under its umbrella 3 verticals – CredAvenue (tech-based debt platform), Vivriti Asset Management and Vivriti Capital.

Tune into this podcast to listen to-:

1. The thought of starting up after experiencing the corporate world - 2:00
2. How has Vivriti disrupted the enterprise debt market? - 5:57
3. How did the vision to create an online enterprise debt platform come about? – 8:58
4. Strategy to enable end-to-end digitisation of wholesale banking/enterprise debt – 10:54
5. Future plans for CredAvenue – 14:30
6. How do the 3 verticals of Vivriti complement each other – 16:25
7. Dividing investment decisions between NBFC and AMC businesses – 20:30
8. Difference in profile of investors on the CredAvenue plaform and the AMC business - 23:19
9. Evolution of the debt securitisation market in India – 24:54
10. Work culture at Vivriti- 29:17
11. Rapid Fire. – 31:20
12. Indebted to debt. – 37:50

From Princeton to Goldman Sachs to Digital-First Entertainment. Doesn’t sound like a conventional journey right? Well, in the latest episode of Stride Stories we have one of the most resilient, innovative and unconventional founder of the ecosystem, Aditi Shrivastava – Co-Founder and CEO of PocketAces.

From Ayush and Barkha from Filtercopy, Dhruv and Kavya from Dice Media, to the lip-smacking dishes on Gobble, nothing better represents GenZ, Entertainment, Content and Tech - together other than PocketAces. We are excited to host the former Wall-Street banker who took the plunge to entrepreneurship and put India on the world map for digital first content and entertainment in the 3rd episode of Stride Stories. Tune into this podcast to listen to-:

1. How was PocketAces born and what is its vision - 1:15
2. When did you realise that you wanted to transform the content and digital entertainment industry? 5:40
3. Convincing brands about the content-to-commerce play before it was popular in the industry – 10:00
4. Defining the output metrics to track ROI and Engagement - 13:23
5. Building an extensive digital distribution - 21:39
6. How does PocketAces look at short-form video content and influencer marketing to their business strategy? - 25:49
7. Content creation strategy of PocketAces for OTT platforms like Netflix going forward - 30:34
8. Why was Loco spun-off into a separate entity? – 34:15
9. Rapid Fire - 37:16
10. Indebted to Debt - 46:30