Between 2020 and 2025, the U.S. added more than two million new millionaires.

But in 2026, hitting the million-dollar mark doesn’t mean what it used to. And the gap between the average millionaire and the true top 1% is far wider — and far more structural — than most people realize.

In this week’s episode, I break down the actual net worth thresholds for the top 10%, top 5%, and top 1% — and more importantly, how wealth is structured at each level.

Because wealth doesn’t scale linearly.

It transforms structurally.

If you’ve been researching how wealthy families manage money, you’ve probably come across two terms over and over again: the Family Bank (also known as Infinite Banking) and the Micro Family Office.

Most people assume they’re basically the same thing.

They’re not.

In this video, I break down the real difference between these two approaches—and why confusing them often leads high-net-worth professionals to buy financial products when what they actually need is infrastructure.

You’ll learn why one is simply a tool, while the other is a full operating system for managing wealth.

Join me for The WealthOps Way—our free live masterclass designed to help you stop guessing and start running your wealth like a business.

You’ll go from scattered to strategic as you craft your own Portfolio Thesis—the foundation of everything that follows.

👉 In just one session, you’ll:

• Clarify your long-term vision
• Define your next best investment move
• Build the system that turns wealth into freedom

When? 📆 February 25th at 7pm to 9pm (Central US)

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I’ve spent the last 10 years studying how ultra-wealthy families build and protect their wealth, and I’ve spent the last four and a half years running my own Micro Family Office. What I’ve learned is simple: retirement at this level isn’t about how much you save, it’s about how you architect your wealth.

In today's episode I’m going to show you the four systems you need to build, why traditional retirement advice doesn’t apply to you, and how you can set up your wealth to work for you, not the other way around. By the end of this video, you’ll see why some people retire with $3 million while others with $10 million are still stuck working.