On this episode of The Core, host Colten Hibbs talks with ECU's Vice President of the H&H Market, Reana Curry, about how to approach holiday spending mindfully. Renea shares practical advice on budgeting and preparing for gift-giving without overspending or facing last-minute financial stress. Through personal stories, she also offers creative ideas for celebrating beyond traditional gifts. Plus, Renea highlights ECU products like Skip-a-Pay and Holiday Loan options that can help you stay on track during the Christmas season.

On this episode of The Core, Colten Hibbs talks with Janie Williams, ECU's Assistant Branch Manager at the Badger$mart Branch, about personal loans. Janie explains how young people can use installment loans to build credit and prepare for long-term financial success. She also shares important tips on what to watch out for when taking out a loan.

On this episode of The Core, Colten Hibbs visits with Danielle Gonzales, ECU's Director of Deposit operations to clear up common misconceptions about Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs). Danielle breaks down the different types of IRAs and offers guidance on how to determine which savings option might be the best fit for your financial goals.