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The Debt Hotline

The Debt Hotline

Written by: Team Solo
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 If you've ever felt overwhelmed by debt or confused by a court summons, you're not alone—and you're not powerless.

The Debt Hotline is your direct line to clarity, confidence, and control over your financial future. Hosted by legal expert George Simons and financial wellness advocate Hannah Locklear, this show breaks down the debt collection process, teaches you how to respond to lawsuits, and gives you real, actionable steps to take back control.

With insights from industry pros, real listener questions, and practical guidance, The Debt Hotline helps you navigate debt with knowledge and courage. Don’t panic—get informed. Call in, tune in, and let’s get you back on track.Solo Economics Personal Finance Political Science Politics & Government
Episodes
  • "I'm $81,000 in Debt With No Way Out"

    "I'm $81,000 in Debt With No Way Out"
    Apr 7 2026
    Credit cards. Tax debt. Business obligations. And no clear path forward.

    In this episode of The Debt Hotline, George is joined by attorney Greg Anjewierden to walk through one caller’s overwhelming situation and the real options available when the numbers feel impossible.

    Because when you’re staring at five figures of debt (or more), the question isn’t just “Can I pay this?”

    It’s: Where do I even start?

    Sued for debt? Use Solo to respond and resolve it:
    https://www.solosuit.com/?utm_source=podcast&utm_medium=podcast&utm_campaign=debt_hotline

    In this episode, you’ll learn:
    • What to do when your debt feels completely unmanageable
    • How to prioritize credit cards vs tax debt
    • When settlement makes sense — and when it doesn’t
    • How gambling and financial stress can compound debt problems
    • The difference between business and consumer debt protections
    • What happens if you miss a settlement payment
    • Whether judges can rule while you’re still negotiating
    • When bankruptcy might actually be the cleanest path forward
    Real scenarios covered:
    • A caller facing $81,000 in combined debt and unsure what to tackle first
    • A settlement collapsing over one missed Christmas payment
    • A nurse sued by Chase for $19,000
    • “They never sent me a bill — can they still sue?”
    • Business debt and why FDCPA protections may not apply
    The bottom line
    When debt snowballs, it can feel like there’s no exit. But there is always a next best move. Whether it’s structured settlement, strategic negotiation, or bankruptcy protection, the worst thing you can do is freeze. The right strategy depends on your numbers — and your goals. You may feel stuck. You’re not.

    The Debt Hotline, you can:
    • Call 801-613-8181 and leave a voicemail
    • Fill out this form: https://forms.gle/28gd4XFsq6ybN4Qu8
    • Send an email to support@solosuit.com
    Show More Show Less
    1 hr and 3 mins
  • The #1 Mistake People Make After Getting Sued

    The #1 Mistake People Make After Getting Sued
    Mar 31 2026
    In this episode of The Debt Hotline, George sits down with former debt collection attorney Greg Anjewierden, founder of DebtBrief, to break down the single biggest mistake people make after getting sued — and what to do instead.

    If you think calling the collector is your first move… think again.

    Sued for debt? Use Solo to respond and resolve it:
    https://www.solosuit.com/?utm_source=podcast&utm_medium=podcast&utm_campaign=debt_hotline

    In this episode, you’ll learn:
    • Why filing your Answer should come before anything else
    • What happens if you ignore discovery requests
    • How motions for summary judgment can end your case fast
    • Why some debt settlement companies make lawsuits worse
    • What to do if you suspect identity theft
    • How wage garnishments stack (and who gets paid first)
    • When statute of limitations can actually save you
    • Whether you should show up to court (spoiler: yes)
    Real scenarios covered:
    • Being sued while enrolled in a debt settlement program
    • A $40,000 auto loan lawsuit that may be fraud
    • Multiple wage garnishments piling up
    • A case filed just beyond the statute of limitations
    • A judge quietly suggesting a motion to dismiss
    The bottom line
    The worst thing you can do after getting sued is panic or ignore it. The second worst? Trusting someone else without confirming your Answer was actually filed.

    The good news: when you engage in the process early, your leverage increases dramatically. Most creditors want resolution — not trial. But only if you show up.

    To submit a question to The Debt Hotline, you can:
    • Call 801-613-8181 and leave a voicemail
    • Fill out this form: https://forms.gle/28gd4XFsq6ybN4Qu8
    • Send an email to support@solosuit.com
    Show More Show Less
    1 hr and 3 mins
  • Debt Lawsuit Strategy Q&A - When to Fight or Settle

    Debt Lawsuit Strategy Q&A - When to Fight or Settle
    Mar 24 2026
    Getting sued for debt can feel overwhelming — should you fight the lawsuit or negotiate a settlement?

    Attorney Greg Anjewierden has spent years on both sides of debt litigation. In this episode of The Debt Hotline, he breaks down real strategies that work in court.

    Sued for debt? Respond and resolve it with Solo: https://www.solosuit.com?utm_source=podcast&utm_medium=podcast&utm_campaign=debt_hotline

    You’ll learn:
    • When it makes sense to fight a debt lawsuit
    • When it’s better to negotiate a settlement
    • How to protect yourself even if you owe the debt
    • What debt collectors can and can’t do
    • Settlement ranges and payment plan examples
    • Real caller situations you can learn from
    Greg has represented both creditors and consumers, so he knows how each side approaches settlement, arbitration, discovery, and trial.

    To submit a question to The Debt Hotline, you can:
    • Call 801-613-8181 and leave a voicemail
    • Fill out this form: https://forms.gle/28gd4XFsq6ybN4Qu8
    • Send an email to support@solosuit.com
    Show More Show Less
    53 mins
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