When do RMDs really start, how are they taxed, and what happens when that money passes to your kids? We break down the rules, the common misconceptions, and the smart planning moves that can save you from costly surprises.

Full show notes: https://www.bonfirefinancial.com/rmd
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure

In this episode, we break down the 2026 contribution limit changes and explain how to set up your investments so they run automatically. Learn how to adjust your 401(k), IRA, Roth, and HSA once a year and let consistent, effortless investing do the heavy lifting.

Full show notes: https://www.bonfirefinancial.com/2026-contribution-limits
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure

The new year is the perfect time to reset your finances. Today we are walking through key tips to automate, review, and maximize your financial plan so you can spend less time managing money and more time living your life.

Full show notes: https://www.bonfirefinancial.com/new-year-financial-tips
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure

Learn how tax-efficient investing can help you keep more of what you earn. From Roths and HSAs to smart portfolio strategies, we break down where your money should go and why it matters.

Full show notes: https://www.bonfirefinancial.com/tax-efficient-investing
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure

In this client Q&A, Brian breaks down how to tell if you are truly ready to retire, how much risk is appropriate, and what realistic investment returns actually look like once retirement is in sight.

Full show notes: https://www.bonfirefinancial.com/am-i-ready-to-retire
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure

Inheriting an IRA is common, but handling it correctly is not. In this episode, Brian breaks down how inherited IRAs and Roth IRAs work, the 10-year rule, and the costly mistakes to avoid so you do not pay more in taxes than necessary.

Full show notes: https://www.bonfirefinancial.com/inherited-ira
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure

A practical rundown of the year end financial moves that matter most. From HSAs and FSAs to 401k contributions, Roth conversions, and RMDs, this quick two minute drill helps you wrap up the year with confidence and keep more of your money working for you.

Full show notes: https://www.bonfirefinancial.com/year-end-planning

To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com

Disclosure: https://www.bonfirefinancial.com/disclosure

In this client Q&A episode, Brian breaks down the most common retirement questions, from Roth conversions to RMDs, to how you actually get your money once you stop working. Simple, clear answers to help you make smarter decisions.

Full show notes: https://www.bonfirefinancial.com/retirement-questions
To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure