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The FinTech Report

The FinTech Report

Written by: Glen Frost
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The FinTech Report Podcast is a deep dive into the people, platforms and businesses in the fintech sector. Each episode, your host, Glen Frost, will be talking with a leading expert in the fintech field – discussing a broad range of topics from Ai, Core Banking, Payments, Wealth, Lending to FinTech-Bank Partnerships.


Thank you to Vanta for sponsoring this show in 2025 - Vanta is revolutionizing trust management with their proven platform that helps everyone from startup founders to experienced security professionals establish security credentials faster. Their platform helps you achieve critical frameworks like SOC 2 and ISO 27001 while proactively managing vendor risk. For any business, establishing trust isn't optional—it's essential.

© 2025 The FinTech Report
Episodes
  • The FinTech Report Podcast: Episode 65: Perpetual Corporate Trust: Investing in domestic & global fixed income
    Sep 22 2025

    Award winning Perpetual SaaS platform offers direct investment in domestic and global bonds

    Perpetual Corporate Trust or PCT won “BEST INVESTMENT PLATFORM/APP” at the recent 10th Annual FinTech & Banking Awards 2025.

    In this episode, we explore what makes their service so unique, and how they have used technology to deliver an end-to-end service from price discovery, trading, settlement and fund administration.

    Perpetual Corporate Trust (PCT) is a leading fiduciary, custody and digital business operating in Australia and Singapore with five business divisions offering a unique range of products and services. PCT is part of the ASX-listed Perpetual Group (ASX:PPT).

    Their platform is Australia’s first end-to-end SaaS platform designed specifically to simplify fixed income investing. They enable wealth managers to access global bonds via Euroclear (a market work over $100 Trillion) in parcels as low as $10,000. They integrate research, portfolio construction, execution, settlement, custody, and reporting in one platform – their service is now used by NAB Private Wealth and JBWere.

    Since launching 2 years ago they have facilitated over $6 billion in transactions and onboarded 5,300+ investors.

    Our podcast guests are: Emily Boden and Heather Gale. Emily is Head of Institutional Sales at Perpetual Digital. Heather is Head of Operations, Procurement & Cash Management.

    Key Points:

    The platform allows private wealth clients to directly invest in bonds – both domestic and global

    Clients don’t have to invest in ETF’s or multi-asset funds to get fixed income exposure to their portfolios

    It is a digital solution wrapping up all components needed to invest in fixed income;

    · from price discovery on liquid bonds

    · trade order and execution

    · settlement

    · custody

    · registry

    · all middle office administration

    · Trades are executed and settled via Euroclear

    Key benefits: allows for parcel sizes to be much smaller then traditional $500k clips. Clients can move into positions, and out of positions if they require in parcel sizes as small as $10k. Smaller parcel sizes allow clients can have a more divers & less risky portfolio. The entire workflow of the solution sits within the same organisation;

    Customers: Institutional business who have high Net wealth clients that would like to invest in fixed income directly

    Institutional Private Wealth divisions

    · NAB private wealth and

    · JBWere Shaw

    · Advisories firms

    · Shaw & Partners

    · Boutique funds

    · Gramacey

    · Clime Investment

    Please contact Glen Frost on glen "at" famfi.com.au for podcast queries

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    27 mins
  • The FinTech Report Podcast: Episode 64: Josh Foreman, Founder & CEO, Indebted
    Sep 1 2025

    The FinTech Report Podcast: Episode 64: Josh Foreman, Founder & CEO, Indebted

    As Founder and CEO, Josh has led InDebted from a startup to a high-growth industry disruptor. His strategic vision of merging cutting-edge technology with customer-first solutions has redefined industry standards, transforming InDebted into a global leader that's revolutionising how businesses manage collections.

    InDebted is the global leader in human-centered debt resolution. Through its AI-powered platform, InDebted partners with forward-thinking organizations to deliver intelligent, compliant, and empathetic collections at scale. Its proprietary solutions — Collect and Receeve — help consumers navigate repayments in ways that are stress-free and aligned with their financial wellbeing. Founded in Australia and now operating across seven markets, InDebted is on a mission to change the world of consumer debt for good.

    Discover more at www.indebted.co

    In this episode:

    1. How Josh stumbled into debt collection
    2. How Josh wants to change the stigma of debt collecting, using technology
    3. How josh started in B2B and then pivoted to B2C
    4. Growth via technology AND acquisition
    5. How do digital collections work versus the human touch?
    6. The psychology and economics of ‘nudging’ people to pay
    7. Expansion to USA – via Canada! How did that work?
    8. Josh discusses the size and growth of the business: Indebted is now in 7 countries and have 500 employees, has 300-400 clients, 3-4m daily communications; 88% of payments now made via nudges from digital comms vs 12% via humans
    9. Will “Ai Voice” change collections? Yes, it’s coming!
    10. Josh looking for MD of the Australian business!
    11. Josh discusses capital raising ($100m to date, latest Series C), investors who have been with him since the beginning: shout outs to Danny at Reinventure, and Dean from Carthona Capital; comments on Airtree coming on for the latest round (and why they passed on previous rounds!)





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    1 hr
  • The FinTech Report Podcast: Episode 63: John O’Loghlen, MD Coinbase APAC
    Aug 12 2025

    Making digital currencies available for everyone: from retail to Stablecoins to DeFi/Web3: a discussion with Coinbase

    The FinTech Report Podcast: Episode 63: John O’Loghlen, MD Coinbase APAC

    Founded in 2012, Coinbase is a digital currency wallet and platform where merchants and consumers can transact with digital currencies like bitcoin, Ethereum, and Litecoin. Coinbase want to make digital currency accessible and approachable for everyone.

    Coinbase is listed on the NASDAQ – ticker code is ‘COIN’ – so they are regulated by the SEC. Coinbase has just under 3800 employees, and US$320 Billion funds under management.

    John O’Loghlen is MD for Coinbase APAC - Prior to Coinbase John spent a decade with Ant Group and Ali Baba, spent many years working in China and other Asian countries. He started his career with Goldman Sachs in London.

    In this episode we cover:

    Fundamentals of digital assets: are they an asset, a currency, a commodity?

    Over the past decade we’ve seen crypto adoption increase. How many Australians are holding digital assets? In addition to crypto, what other types of digital assets are they holding?

    Retail, institutional and ‘Base’ – the developer platform.

    Coinbase’s developer platform, Base, has been growing both in user numbers and transaction volume.

    What is Base and what are some of the innovative projects being built on it?

    We recently saw Australian institutions like AMP and Future Fund take positions – albeit small ones - in Bitcoin. Are we starting to see a shift in adoption from retail to institutional investors?

    Is growing your SMSF, institutional investor, private wealth client book a priority for exchanges? Institutional investors tend to have lower risk thresholds than retail investors. How can you get them over line with this asset class?

    We know Coinbase has advocated to urgently establish a national regulatory framework for digital assets. Why is this so important?

    The issue of de-banking is a major barrier in adoption of digital assets, whereby banks are closing accounts of individuals and businesses for activities that relate to digital assets.

    Why is de-banking such a problem?

    https://www.linkedin.com/in/john-o-loghlen-b25494b/

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    44 mins
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