The Side of Business No One Talks About (Spouses, Stress & Survival) | The Financial Operator Podcast | Episode 73

What happens behind the scenes of a business when the owner is hanging on by a

thread?

In this episode of The Financial Operator: Cash In, Chaos Out, Jen sits down with

Suzanne Boehs, co-owner of Kool Foam and the often-unseen force behind nearly

two decades of entrepreneurship. After hearing Cory's side of the story in a previous

episode, this conversation explores the other half of the equation—the spouse,

supporter, "momager," and margin-maker who keeps the business (and the family)

standing.

Suzanne shares what it was really like to:

• Start a business with two babies and zero experience

• Support a company through near-bankruptcy and emotional burnout

• Separate money from self-worth

• Create emotional margin when everything feels urgent

• Know when to cheerlead—and when to bring logic to the table

• Support not one, but two business owners (her husband and her daughter)

This episode is a must-watch for:

✔ Business owners navigating pressure and uncertainty

✔ Spouses and partners carrying the emotional weight

✔ Anyone who's ever thought, "We're working nonstop, why does this still feel so

fragile?"

The core takeaway:

Support roles matter. Margin matters. And clarity changes everything.

Watch now to hear the side of entrepreneurship that rarely gets airtime, but

changes outcomes.

Timestamps

00:00 Introduction & Why This Conversation Matters

02:49 Starting Kool Foam with Babies, Chaos, and No Experience

05:58 What Startup Life Really Looked Like

10:07 The Emotional Role of Supporting a Business Owner

13:41 Discovering Financial Clarity with a Fractional CFO

17:31 Emotional Attachment to Money (and How It Holds You Back)

22:25 From Bankruptcy Fear to Clear Direction

26:50 Hiring, Growth, and Removing the Owner as the Bottleneck

33:17 Rediscovering Confidence and Joy in the Business

51:11 Final Thoughts & How to Connect with Suzanne Boehs

To connect with Suzanne Boehs & Kool Foam LLC.:

🌐 Website: https://www.koolfoamllc.com/

📌 Don't forget to subscribe for the latest podcast episodes and insights from

@mkbcfo

Do you have your own financial or business growth questions for MKB? Visit:

🌎 Website: https://mkbcfo.com

📸 Instagram: https://www.instagram.com/mkb_cfo/

📘 Facebook: https://www.facebook.com/mkbcfo

💼 LinkedIn: https://www.linkedin.com/company/mkbcfo

#Entrepreneurship

#BusinessOwnerLife

#BehindTheBusiness

#SpouseSupport

#EmotionalMargin

#WomenInBusiness

#FamilyBusiness

#FinancialClarity

#FractionalCFO

#TheFinancialOperator

The Realities of Running a Creative Business (What No One Tells You)
| The Financial Operator Podcast | Episode 72

🎙️ In this episode of The Financial Operator Podcast, host Jen Fizer, CEO of MKB CFO, sits down with Jeff Price, Founder of Communications Advisory Service Inc., to break down what really happens behind the scenes of a creative service business. From unrealistic client expectations to emotional labor, pricing, boundaries, and the mental load of being a creative entrepreneur — this conversation is honest, relatable, and long overdue.

Jeff shares the journey of building a growing AV and video production company, the mistakes that nearly burned him out, and how setting the right expectations can transform your business. He dives into why creatives struggle with saying no, how to protect your time, and why communication is the most important skill in any service business. 🎥💼

💡 Whether you're a freelancer, agency owner, or service provider trying to scale without losing your sanity, this episode gives you a transparent look at the real challenges creative entrepreneurs face — and what it actually takes to run a business that thrives.

00:00 Introduction and Guest Welcome
02:10 How Communications Advisory Service Inc. Started: From Side Work to Full-Time Media Business
06:45 The Hidden Emotional Labor of Creative Entrepreneurship
10:22 Why Expectations Are Everything: Setting Clients Up for Success
15:12 The Burnout Problem: When Creatives Try to Do Everything
20:20 Learning to Say No (and Why It Saves Your Business)
26:48 Communication, Boundaries, and the Client Relationship
31:15 The Reality of Scaling a Creative Business
36:50 Photographer vs. Videographer Expectations
40:15 Final Thoughts + How to Connect with Jeff

🌐 Website: https://www.casav.com/
LinkedIn: https://www.linkedin.com/in/jeff-price-8776b674

📌 Don't forget to subscribe for the latest podcast episodes and insights from @mkbcfo

Do you have your own financial or business growth questions for MKB? Visit:
🌎 Website: https://mkbcfo.com
📸 Instagram: https://www.instagram.com/mkb_cfo/
📘 Facebook: https://www.facebook.com/mkbcfo
💼 LinkedIn: https://www.linkedin.com/company/mkbcfo

#CreativeBusiness #Entrepreneurship #ServiceBusiness #ScalingABusiness #ClientManagement #BusinessGrowth #CreativeEntrepreneur #TheFinancialOperator #MKBPodcast #JenFizer #CFOAdvice #WomenInBusiness #SmallBusinessGrowth #CreativeAgencyLife #MKBcfo

🎙️ In this episode of The Financial Operator Podcast, host Jen Fizer, CEO of MKB CFO, sits down with Chloe Peña, Founder of Day of Socials, to reveal what business owners get wrong about social media and what it actually takes to grow with consistent, strategic content.

Chloe breaks down how she built a nationwide content agency, why CEOs should stop doing their own marketing, and the systems her team uses to turn a few hours of filming into a full month of content. She also shares the truth behind B-roll marketing, why delegation is essential for real growth, and how business owners can stay in their zone of genius while still showing up online. 📱✨

💡 Whether you're overwhelmed by content, ready to outsource your marketing, or want to understand how social media management truly works behind the scenes, this episode gives you a transparent look at the strategies that help growing businesses scale sustainably.

00:00 Introduction and Guest Welcome
01:20 How Day of Socials Started in the Event Space
04:15 Why CEOs Should Not Be Doing Their Own Social Media
08:42 B-Roll Content and Building Monthly Systems
13:10 Delegation, Burnout, and Staying in Your Zone of Genius
17:22 What Businesses Think They Need vs. What Actually Works
22:00 Content Days: Turning 2 Hours Into 30 Days of Marketing
26:49 Social Media for Product Businesses (Bakeries, Boutiques & More)
31:12 How to Reuse Content the Right Way
36:02 Event Packages: 2-Hour, 4-Hour, and 8-Hour Options
40:30 Travel, Client Workflows & Nationwide Projects
44:00 How to Connect with Chloe + Why Instagram Comes First
47:10 Final Thoughts: Why Delegating Social Media Helps You Scale

📸 Instagram: https://www.instagram.com/dayofsocials

📌 Don't forget to subscribe for the latest podcast episodes and insights from @mkbcfo

Do you have your own financial or business growth questions for MKB? Visit:
🌎 Website: https://mkbcfo.com
📸 Instagram: https://www.instagram.com/mkb_cfo/
📘 Facebook: https://www.facebook.com/mkbcfo
💼 LinkedIn: https://www.linkedin.com/company/mkbcfo

#SocialMediaManagement #BusinessGrowth #Entrepreneurship #ScalingABusiness #ContentCreationTips #DelegationForCEOs #MarketingStrategy #SmallBusinessGrowth #TheFinancialOperator #MKBPodcast #JenFizer #CFOAdvice #WomenInBusiness #ContentAgency #SocialMediaStrategy #MKBcfo

Breaking the $1 Million Barrier: How to Scale Your Service Business | The Financial Operator Podcast | Episode 70

🎙️ In this episode of The Financial Operator Podcast, host Jen Fizer, CEO of MKB CFO, sits down with Bud Nye, Founder of Nye Technical Services, to talk about what really happens when you grow from a small family business into a multi-million-dollar operation. 🚀

Bud shares his journey from working alongside his dad in the trades to running two successful companies — covering the reality behind scaling fast, building the right team, and managing the cash flow chaos that comes with growth. He opens up about overcoming analysis paralysis, learning to lead, and what it takes to move from owner mindset to scale mindset. 💼

💡 Whether you're breaking your first million or looking to push beyond it, this episode gives a transparent look at the challenges and mindset shifts every business owner needs to grow sustainably.

⏱️ Timestamps
00:00 Introduction and Guest Welcome
02:00 From Family Business to Building His Own Legacy
08:00 Taking Fast Action and Learning Through Execution
14:00 Growing Pains: Breaking Past the $1M Plateau
18:00 Cash Flow Challenges and Progress Payments
24:00 The Reality of Collections and Revenue Timing
27:00 Mental Health, Coaching, and Leadership Growth
31:00 Building a Legacy: Training and Giving Back
34:00 Lessons on Scaling, Leadership, and Finding Balance
39:00 Final Thoughts and How to Connect with Bud

To connect with Bud:
🌐 Website: https://nyetechnicalservices.com/

📌 Don't forget to subscribe for the latest podcast episodes and insights from @mkbcfo
Do you have your own financial or business growth questions for MKB? Visit:
🌎 Website: https://mkbcfo.com
📸 Instagram: https://www.instagram.com/mkb_cfo/
📘 Facebook: https://www.facebook.com/mkbcfo
💼 LinkedIn: https://www.linkedin.com/company/mkbcfo

#BusinessGrowth #Entrepreneurship #ScalingABusiness #CashFlowManagement #LeadershipDevelopment #SmallBusinessGrowth #TheFinancialOperator #MKBPodcast #JenFizer #BudNye #CFOAdvice #ServiceBusiness #BusinessPodcast #BusinessMindset #WomenInBusiness #FinancialPlanning #MKBcfo

How to Create a Positive Company Culture That Lasts | The Financial Operator Podcast | Episode 69

🎙️ In this episode of The Financial Operator Podcast, host Jen Fizer sits down with LuAnn Buechler, also known as The Little Spark, to talk about what it really takes to build a positive company culture that stands the test of time. ✨

LuAnn shares her journey from hospitality and event management to helping entrepreneurs and teams build cultures rooted in purpose, values, and connection. She reveals how identifying your core values can transform not only how you lead—but how your business attracts the right people and opportunities. 🌱

💡 Whether you're leading a growing team or building a business from the ground up, this episode will help you define your values, align your people, and create a culture where everyone thrives.

⏱️ Timestamps
00:00 Introduction and Guest Welcome
02:00 From Hospitality to Coaching and Culture Creation
06:00 Discovering the Power of Core Values
10:45 The Passion Test: Finding Purpose in Business
18:20 Building a Culture That Reflects Who You Are
25:00 Why Core Values Should Guide Every Decision
33:15 How to Choose the Right Networking Community
38:00 Turning Values Into Long-Term Success
41:40 Final Thoughts and Where to Find LuAnn

To connect with LuAnn:
Website: https://luannb.com/

📌 Don't forget to subscribe for the latest podcast episodes and insights from @mkbcfo
Do you have your own financial or business growth questions for MKB? Visit:
Website: https://mkbcfo.com
Instagram: https://www.instagram.com/mkb_cfo/
Facebook: https://www.facebook.com/mkbcfo
LinkedIn: https://www.linkedin.com/company/mkbcfo

#CompanyCulture #LeadershipDevelopment #Entrepreneurship #SmallBusinessGrowth #BusinessLeadership #CoreValues #PositiveWorkCulture #TeamBuilding #BusinessCoaching #WomenInBusiness #BusinessPodcast #TheFinancialOperator #MKBPodcast #JenFizer #LuAnnBuechler

The Financial Operator: Cash In, Chaos Out Podcast | Episode 68 | Turning Bad Credit Into Financial Freedom

🎙️ In this episode of The Financial Operator Podcast, host Jen Fizer sits down with Kevin Faulkner, founder of 3B Credit Health, to talk about how good credit can transform not just your finances—but your future. 💳💼

Kevin shares how he rebuilt his own credit, created the Credit Success Plan, and now helps others reach that 800 score through realistic, proven steps. From fixing bad credit to understanding what lenders really look for, this episode uncovers the power of credit as a foundation for long-term wealth and peace of mind.

He also opens up about the emotional side of money—how credit impacts confidence, business growth, and stability at home. 🌱

💡 Whether you're an entrepreneur or just starting to rebuild your finances, this episode delivers practical steps and encouragement to help you take control of your credit and create real financial freedom.

00:00 Introduction and Guest Welcome
00:45 How Kevin Rebuilt His Credit and Career
03:20 Credit, Self-Worth, and Financial Freedom
08:10 What's Inside the "Credit Success Plan"
15:22 The 5 Factors That Build (or Break) Your Score
24:30 Common Credit Myths & Mistakes
33:18 How Credit Impacts Business and Stability
44:05 Why 800 Is the Goal — and How to Get There
50:13 Creating Long-Term Financial Peace
55:10 Final Thoughts and Contact Info

To connect with Kevin:
LinkedIn: linkedin.com/in/kevin-faulkner-b6b928179/

Website: 3BCreditHealth.com

📌 Don't forget to subscribe for the latest podcast episodes and more from @mkbcfo

Do you have your own financial questions for MKB? Please visit:

Website: https://mkbcfo.com

Instagram: https://www.instagram.com/mkb_cfo/

Facebook: https://www.facebook.com/mkbcfo

LinkedIn: https://www.linkedin.com/company/mkbcfo