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Money Mom Podcast

Money Mom Podcast

Written by: Rachel Coons
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About this listen

Welcome to The Money Mom Podcast—the ultimate guide for moms who want to take control of their finances, crush debt, and create a life of financial freedom and abundance. Hosted by Rachel Coons, a budgeting expert and mom of three, this podcast is your go-to resource for practical tips, mindset shifts, and empowering strategies to help you manage your money with confidence.

Whether you’re navigating grocery budgets, tackling debt, or dreaming of building wealth for your family, each episode offers bite-sized, actionable advice to make money management simple, stress-free, and even enjoyable. With relatable stories, expert insights, and a dose of mom-to-mom encouragement, you'll learn how to transform your finances—one small step at a time.

Tune in every week to discover how to save more, spend smarter, and feel empowered to create the financial life you deserve. Because when moms thrive financially, families flourish.

© 2026 Money Mom Podcast
Economics
Episodes
  • 97: How Much Should You Spend on Groceries? (And How to Cut $800 a Month)
    Feb 16 2026

    If you’ve ever Googled “How much should I spend on groceries?” and felt more confused than before… this episode is for you.

    There are a million answers out there, $100 per person, $200 per person, “it depends where you live”... but what you really want to know is:

    👉 Am I spending too much?
    👉 And if I am… how do I fix it without feeding my family rice and beans every night?

    In today’s episode, I’m breaking down:

    • The average grocery spending in the U.S. (and Canada)
    • The real number you should aim for per person
    • The 3 biggest reasons families overspend
    • How to figure out if you’re overspending
    • Simple shifts that can cut hundreds (even $800+) per month

    Most families don’t realize how much money is quietly leaking out of their grocery budget. And the truth? Groceries are often the fastest and easiest place to free up cash, especially if you're trying to pay off debt or create margin in your budget.

    I’ll walk you through how to:
    ✔ Track your real spending
    ✔ Set a realistic per-person goal
    Meal plan without overwhelm
    ✔ Stop wasting 30% of your food
    Reduce impulse grocery trips

    And if you want the full step-by-step system, you can join my free class where I teach my signature SHOP Method from start to finish.

    CLICK HERE TO JOIN

    Because saving money on groceries doesn’t have to mean deprivation. It just means intention.

    Let’s get into it.

    xoxo,
    Rachel

    Where to find me:
    Instagram: @heyrachelcoons

    Join me for my 'Money RESET 2026' training!: REGISTER HERE

    Show More Show Less
    14 mins
  • 96: The #1 Money Habit That Changed Everything for Our Family
    Feb 9 2026

    There’s one money habit that completely changed everything for my family... and it’s probably not what you think.

    It wasn’t budgeting.
    It wasn’t meal planning.
    It wasn’t cutting out coffee or canceling subscriptions.

    Those things can help… but they weren’t the thing that actually moved the needle.

    In this episode of the Money Mom Podcast, I’m sharing the one simple question my husband and I started asking before every single purchase, and how that tiny pause transformed the way we spend, save, and make decisions as a family.

    You’ll learn:

    • The exact question that stopped our autopilot spending
    • Why most money problems aren’t about income—but misalignment
    • How this habit saves hundreds of dollars without feeling restrictive
    • Why clarity around your goals changes everything
    • How to spend money without guilt when it actually aligns with what matters to you

    If you’ve ever wondered why you know your goals but still feel stuck… or why progress feels so hard even when you’re “doing all the right things,” this episode will connect the dots.

    This is a small shift—but it has massive long-term impact.

    Press play and let’s change the way you think about spending. 💛

    xoxo,
    Rachel

    Where to find me:
    Instagram: @heyrachelcoons

    Join me for my 'Money RESET 2026' training!: REGISTER HERE

    Show More Show Less
    12 mins
  • 95: Why You Keep Self-Sabotaging Your Money (And How to Stop)
    Feb 2 2026

    Have you ever made real progress with your money... only to turn around and undo it? You finally get groceries under control… then spend $300 at Target. You pay off a credit card… and rack it right back up. You save money… and suddenly it’s gone.

    It feels like bad luck or bad timing, but it’s not. It’s self-sabotage.

    In this episode of the Money Mom Podcast, Rachel breaks down what’s actually happening in your brain when you sabotage your financial progress, why it keeps happening (even when you’re doing “everything right”), and how your subconscious beliefs around money are quietly running the show.

    You’ll learn:

    • What financial self-sabotage really is (and what it isn’t)
    • Why progress with money can feel unsafe to your brain
    • How childhood experiences and learned beliefs impact your spending today
    • Real-life examples of self-sabotage with groceries, savings, debt, and income
    • The 5 steps to start rewriting your subconscious money patterns
    • How to stop the cycle without shame, guilt, or perfectionism

    If you’ve ever thought “Why do I keep doing this?” or “What’s wrong with me?” — this episode will change the way you see yourself and your money.

    You’re not bad with money. You’re not broken. You just have old programming—and now you can change it.

    🎧 Tune in and let’s break the cycle together.

    xoxo,
    Rachel

    Where to find me:
    Instagram: @heyrachelcoons

    Join me for my 'Money RESET 2026' training!: REGISTER HERE

    Show More Show Less
    17 mins
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