We have $350,000 in student loans...and we're not paying them off early.

When I posted about this on Instagram, the comments were a lot.

So I decided to break down exactly what our strategy is, why we made this decision, and the math behind it.

This isn't about getting a handout. It's about being intentional with debt instead of reactive.

In this video I cover:

• Why we chose an income-driven repayment plan over aggressive payoff
• How the 20-year forgiveness program actually works
• The tax bill that comes with forgiveness (and how we're saving for it)
• Why compounding investments beat a 6% linear return on debt payoff
• What this means for YOU — whether you have student loans or any other kind of debt

xoxo,
Rachel

Where to find me:
Instagram: @heyrachelcoons

Join me for my free training to learn the 5-step RESET Framework: Register HERE

Most moms think creating a better financial future means budgeting harder or making more money… but what if that’s not actually the problem?

In this episode, I’m walking you through the exact 5-step process that completely changed my relationship with money, and has helped thousands of moms move from stress and anxiety to feeling safe, confident, and in control.

After years of living paycheck to paycheck (even once we were making six figures), I realized the real issue wasn’t the numbers… it was my identity, my beliefs, and my relationship with money.

Inside this episode, you’ll learn how to:

• Let go of the past money stories that are keeping you stuck
• Get crystal clear on what your future with money actually looks and feels like
• Set powerful intentions that align with who you want to become
• Identify and rewire the subconscious beliefs sabotaging your progress
• Take aligned action that finally creates lasting change

This isn’t about more discipline or willpower. It’s about becoming the version of you who naturally creates a peaceful, confident financial life.

If you’ve ever felt like no matter how much you make, you still feel stressed about money… this episode is for you.

🎧 Ready to go deeper? I also share how you can join my free training where I walk you through my full reset framework and help you start rewiring your money beliefs right now.

CLICK HERE for my FREE training

xoxo,
Rachel

Where to find me:
Instagram: @heyrachelcoons

Join me for my free training to learn the 5-step RESET Framework: Register HERE

You’d think making six figures would finally make you feel secure with money… but what if it doesn’t?

In this episode, I’m breaking down why more income isn’t actually the solution to feeling stressed, anxious, or “bad” with money... and why so many women are still struggling, even at higher income levels. I’m sharing the “leaky bucket” analogy to help you see exactly where your money is slipping away (and why it keeps happening on autopilot).

We’ll talk about the real reasons behind overspending, lifestyle creep, and emotional spending, and how your nervous system, beliefs, and identity are quietly running the show behind the scenes.

Because the truth is: no amount of money will fix a broken relationship with it.

If you’ve ever wondered why your numbers look fine… but it still doesn’t feel good, this episode will connect the dots and show you where to start.

✨ Inside this episode:

• Why more money doesn’t equal more security
• The 5 “holes” draining your finances (without you realizing it)
• How your nervous system and identity shape your money habits
• What actually needs to shift to feel calm, confident, and in control

This is deeper than budgeting. This is about finally feeling safe with your money.

xoxo,
Rachel

Where to find me:
Instagram: @heyrachelcoons

Join me for my free training to learn the 5-step RESET Framework: Register HERE