In this episode of India FinTech Diaries, we sit down with Amit Majumdar, Group Strategy Officer, Angel One, one of India’s fastest-growing WealthTech platforms. Trusted by over 3Cr clients, Angel One is blending cutting-edge tech with deep market insights to make wealth creation accessible to everyone.

Key Highlights:

📊 Democratizing WealthTech: Angel One’s focus on taking investing beyond metros to Tier 2/3 cities.

🤖 Tech at the Core: From AI-driven personalization to advanced analytics, technology is powering customer journeys and financial literacy.

🌐 Beyond Brokerage: Moving from being a discount broker to a full-fledged WealthTech ecosystem offering investing, advisory, and more.

🚀 Future Roadmap: Expansion into new segments, products, and personalized services to empower India’s growing investor base.

Tune in to hear how Angel One is redefining financial inclusion and wealth creation at scale.

In this episode of India FinTech Diaries, we draw fascinating parallels between India’s Payment Banks experiment and the US’s GENIUS Act, designed to regulate stablecoin issuers.

Both initiatives aim to create safe, inclusive financial systems—but as we explore, they also share similar scaling challenges that can make or break their success.

Key Highlights:

🏦 Payment Banks 101: Why they were launched, their business model, and why many never scaled beyond pilots.

💸 GENIUS Act Deep Dive: Full-reserve requirements, monthly attestations, consumer protection norms, and how it hopes to make stablecoins safe.

🔗 Surprising Parallels: Both aim to build trust first, exclude risky behaviors, and onboard underserved users—but struggle with monetization and scale.

⚖️ Safety vs Viability: The big lesson—designing for safety is not enough; the model must also be commercially sustainable to scale.

🌐 Why It Matters: Stablecoin regulation will shape cross-border rails, remittances, and even CBDC interoperability. Getting it wrong could cede ground to unregulated players.

Tune in to understand how Payment Banks mirror Stablecoins in the GENIUS ACT

In this inspiring episode of India FinTech Diaries, we sit down with Shweta Pandey, co-founder and CEO of ARTH, to explore how inclusive fintech is being built—one village, one woman entrepreneur at a time.

ARTH isn’t just a lender; it’s a phygital platform blending digital convenience with on-ground trust, designed specifically to support women-led nano and micro businesses across India. Shweta shares deep insights into the unique design principles behind ARTH’s credit products, the structural bias in lending, and how credit must be paired with capacity building and empathy—especially in Bharat’s context.

Key Highlights:

👩‍🌾 Designing for Women: ARTH’s products are built not just around financial needs but women’s financial lives, respecting family dynamics, resilience, and informal savings behaviors.

📲 Phygital by Design: ARTH combines digital tech with a powerful on-ground presence—local business centers and community "Mitra" volunteers—to foster trust and understanding.

💳 Credit + Payments = Trust: ARTH bundles loans with payment solutions like soundboxes and QR codes, enabling flexible repayment and improving data visibility.

❤️ Failure is Part of the Journey: Through its Sahyog Program, ARTH supports customers who've faced genuine business failure—offering diagnostics, counseling, and pathways to return as formal borrowers.

🌱 What’s Next: With plans to expand into solar loans and reach 10 million households by 2030, ARTH is redefining what responsible, gender-intentional fintech can look like.

Tune in to understand how ARTH is pioneering inclusive and impactful finance.

Contact ARTH

• Website: https://arthimpact.in/
• LinkedIn: https://www.linkedin.com/company/arthimpact1/
• YouTube: https://www.youtube.com/channel/UCmEFbMAO_4vcx71wE36fpkA