In this episode of The Insurance Distribution Podcast, we sit down with Luis Dominguez, Head of Insurance Exchange in Europe at Bolttech, to talk about how embedded insurance is changing the way protection is delivered across Europe.

From telcos and retailers to OEMs and digital platforms, Luis shares how embedded solutions are helping close the protection gap while improving convenience, loyalty, and customer experience.

We also explore:
• The complexity of scaling across multiple European markets
• What Europe can learn from Asia’s faster digital adoption
• The role of AI in fraud detection, claims, and distribution
• Why hybrid (physical + digital) channels are here to stay

In this episode of The Insurance Distribution Podcast, we’re joined by Ricardo de Almeida, Managing Director LATAM at Mercer Marsh Benefits, to talk about how health and employee benefits are evolving across Latin America.We discuss how brokers are shifting from transactional roles to strategic advisors, the rise of digital platforms, and why flexible, personalized benefits are now essential for attracting and retaining talent.

In this episode, Jules Veyrat, cofounder and CEO of Stoïk, shares how they’re reshaping cyber insurance for Europe’s SMEs.

We talk about the role of brokers, the need for cyber risk education, and how technology and fast incident response can make all the difference.