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The International Money Café Show

The International Money Café Show

Written by: The International Money Cafe
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 Foreign-born US citizens, green card holders (immigrants) in the US, and foreign nationals on temporary nonimmigrant US visas, have unique financial & US tax compliance challenges as they straddle their multi-country footprint.

US expats living abroad have somewhat similar challenges from having to deal with US taxes and foreign obligations.

In "The International Money Café Podcast" Jane Mepham, CFP®, and Manasa Nadig, EA, address these unique challenges over a cup of Coffee/Chai in addition to talking about life in the US.

Join them as they filter out the noise on cross-border taxes, finances, and life in the US, and save you hours combing the internet for information relevant to your situation.

Jane & Manasa being foreign-born, are able to address these issues from a very personal and relatable point of view every other week, as they walk the same journey and pursue their own version of the American dream.

The views and opinions are those of the speakers, and should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.The International Money Cafe Economics Education Personal Finance Politics & Government
Episodes
  • Ep 61: What Is English For "FATCA & FBAR Reporting"?

    Ep 61: What Is English For "FATCA & FBAR Reporting"?
    Jan 14 2026
    We discuss the complexities surrounding FBAR and FATCA, two acronyms that often cause confusion and concern for foreign-born individuals.We explain the importance of compliance with these regulations, the filing requirements for U.S. citizens and U.S. tax residents (includes foreign nationals on work visas), and the potential penalties for non-compliance.And yes, the IRS knows about your overseas assets. We also cover the amnesty programs available for those who have missed reporting their foreign accounts.Takeaways FBAR and FATCA are crucial for foreign-born individuals.Filing the FBAR form is mandatory if accounts exceed $10K.FATCA requires reporting of foreign accounts to the IRS.Banks report account information to the IRS under FATCA.Non-compliance can lead to significant penalties.Amnesty programs exist for those who missed filings.IRS is aware of foreign accounts through intergovernmental agreements.Rectifying non-compliance is possible and essential (But don't DIY)Chapters 00:00 Understanding FBAR and FATCA03:16 The Importance of Compliance07:57 Filing Requirements for U.S. Citizens Abroad12:25 Amnesty Programs and Penalties14:56 Rectifying Non-ComplianceEpisode Links and ResourcesEp 45: What Is English For "Streamlined Filing Procedures"?Ep 34: What Is English For "FBAR"?Top 5 Things To Know About FBAR FilingIRS FATCA Thresholds-----------------------------------------------------------------------------The IM Café Finance / Tax Roastery (Store) Is LiveGrab "the Comprehensive Checklist for Foreign Nationals on Work Visas Leaving the U.S." currently on sale, to celebrate our 50th episode.If you'd like to work with us on your finances or taxes, check out the process ---------------------------------------------------------------------------------Be sure to join the conversation by visiting our page: The International Money CafeOr by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook.------------------------------------------------------------------------------------The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.
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    17 mins
  • Ep 60: Trump Accounts: US Expats And Visa Holders?

    Ep 60: Trump Accounts: US Expats And Visa Holders?
    Dec 31 2025
    Trump Accounts. You are a foreign national on a work visa in the U.S., or you're a U.S. expat outside the U.S. Can you use the Trump account?

    We discuss the newly introduced Trump accounts, designed to provide financial support for children born after December 2024. We explore the account's features, including the initial government contribution, investment options, and withdrawal restrictions.

    We also compare them to other investment vehicles, address potential concerns, and highlight the importance of understanding the implications for financial aid and long-term planning, especially when you are here on a non-immigrant visa.

    Chapters
    • 00:00 Introduction to Trump Accounts
    • 02:47 Understanding the Basics of Trump Accounts
    • 06:03 Investment Options and Restrictions
    • 08:57 Distribution Rules and College Savings
    • 12:13 Comparing Trump Accounts with Other Investment Options
    • 15:07 Attractions and Concerns of Trump Accounts
    • 18:04 Final Thoughts and Conclusion
    Episode Links and Resources

    • Ep 20: What Is English For "Custodial Accounts?
    • Ep 17: Busting College Funding Myths For First Gen Kids
    • Trump Accounts Give The Next Gen A Jump Start

    -----------------------------------------------------------------------------

    The IM Café Finance / Tax Roastery (Store) Is Live


    Grab "the Comprehensive Checklist for Foreign Nationals on Work Visas Leaving the U.S." currently on sale, to celebrate our 50th episode.

    If you'd like to work with us on your finances or taxes, check out the process

    ---------------------------------------------------------------------------------

    Be sure to join the conversation by visiting our page: The International Money Cafe

    Or by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook.

    ------------------------------------------------------------------------------------
    The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.
    Show More Show Less
    21 mins
  • Ep 59: What is English for "Expired Green Card?"

    Ep 59: What is English for "Expired Green Card?"
    Dec 17 2025
    What are the implications of having an expired green card?. Tax obligations continue to exist for green card holders even after their status has lapsed.

    We discuss the importance of understanding both IRS and USCIS regulations, the process of officially surrendering a green card, and the challenges associated with renewing it while living outside the U.S.

    Takeaways
    • Your green card may have expired, but you remain a green card holder until officially surrendered.
    • You could be subject to exit taxes if you surrender your green card after being a resident for a certain period.
    • If you lose your green card, you must replace it before surrendering it.
    • You cannot renew an expired green card while outside the U.S.
    • An expired green card does not equate to a surrendered green card; there is an official process to follow.
    Chapters
    • 00:00 Understanding Expired Green Cards and Tax Obligations
    • 04:03 The Process of Surrendering a Green Card
    • 07:47 Renewal Challenges and Immigration Considerations


    Episode Links and Resources
    • Ep 30: What Is English For A "Green Card?"
    • USCIS: Replace A Green Card



    ---------------------------------------------------------------------------------

    The IM Café Finance / Tax Roastery (Store) Is Live


    Grab "the Comprehensive Checklist for Foreign Nationals on Work Visas Leaving the U.S." currently on sale.

    If you'd like to work with us on your finances or taxes, check out the process


    ---------------------------------------------------------------------------------

    Be sure to join the conversation by visiting our page: The International Money Cafe

    Or by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook.

    ------------------------------------------------------------------------------------
    The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.
    Show More Show Less
    12 mins
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