Struggling to buy your first home on your own? Paul Collinson unpacks the Joint Borrower Sole Proprietor (JBSP) mortgage — the smart option that lets family members, often parents, add their income to a mortgage application without going on the property deeds. In this episode, you’ll discover how JBSP mortgages boost affordability, help buyers get on the property ladder sooner, and can even avoid extra Stamp Duty for supporting family members. We also explore the flip side: joint liability, financial risk for non-proprietor borrowers, and why trust and clear agreements are essential. Light, practical, and packed with expert mortgage advice for first-time buyers, it’s your go-to guide to understanding JBSP mortgages, family assisted mortgages, and smarter ways to buy a home.

Whether you’re buying your first home or making the move to your second property, Paul Collinson breaks down the key differences between first-time buyer mortgages and second-time buyer mortgages in a clear, friendly way. From deposit requirements and affordability checks to lender criteria, mortgage rates, and common buyer mistakes, this episode reveals what changes — and what really matters — the second time around. Light, insightful, and packed with expert mortgage advice for home buyers, it’s the essential guide to securing the right mortgage for first-time and second-time buyers with confidence.

Buying your first home and thinking about a new build property? Paul Collinson breaks down what type of mortgage a first-time buyer needs for a new build home — without the jargon. From new build mortgage criteria and higher deposit requirements to Help to Buy alternatives, developer incentives, valuation issues, and lender timelines, this episode reveals what first-time buyers really need to know before reserving a plot. Fun, insightful, and packed with expert new build mortgage advice, it’s the essential guide to securing a first-time buyer mortgage for a new build property with confidence and clarity.

Self-employed and dreaming of your first home? Paul Collinson cuts through the confusion to explain how first-time buyers who are self-employed can get a mortgage. From sole traders and freelancers to contractors and business owners, this episode breaks down self-employed mortgage affordability, income calculations, lender criteria, tax returns, accounts, and the mistakes that catch buyers out. Clear, upbeat, and packed with expert mortgage advice for self-employed first-time buyers, it’s your go-to guide to securing a first-time buyer mortgage when your income isn’t 9–5.

Can you get a mortgage as a first-time buyer working through a limited company? Paul Collinson makes it simple. In this episode, he unpacks how limited company directors, self-employed first-time buyers, and company owners can successfully secure a mortgage — even when income isn’t straightforward. From director’s salary and dividends to company accounts, lender criteria, affordability checks, and common pitfalls, this podcast delivers clear, practical mortgage advice for limited company directors. Light, engaging, and packed with eye-opening insights, it’s your essential guide to getting a first-time buyer mortgage when you run your own company.

Buying your first home together? Paul Collinson breaks down how a joint mortgage works for first-time buyers in a clear, friendly, and refreshingly jargon-free way. From joint mortgage affordability and credit scores to ownership options, lender criteria, and common first-time buyer mistakes, this podcast reveals what couples, friends, and family buyers really need to know before applying. Thought-provoking, practical, and packed with expert mortgage advice, it’s the essential guide to navigating a joint mortgage, boosting your buying power, and stepping onto the property ladder with confidence.

Looking for the best remortgage rates or wondering whether now is the right time to remortgage? This podcast breaks down the entire remortgage process in a way that’s entertaining, eye-opening, and easy to follow. From understanding loan-to-value, navigating lender criteria, timing your switch, and comparing new mortgage deals, we reveal the insider insights every homeowner needs to stay ahead. Perfect for anyone whose current mortgage deal is ending, or who wants to reduce their monthly payments, borrow more, or get smarter with their home finances. Packed with expert mortgage advice, fresh perspectives, and practical tips, it’s the ultimate guide to remortgaging like a pro!

Getting a Mortgage in Principle is more powerful than you think. This podcast unpacks how securing one can boost your buying power, speed up the process, and put you at the front of the queue — all while giving you a crystal-clear picture of what lenders really think. Simple, energising, and full of lightbulb moments, it’s your shortcut to moving faster, smarter, and with far more confidence to get the property of your dreams.