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The Note Closers Show - The #1 Podcast for Note Investing cover art

The Note Closers Show - The #1 Podcast for Note Investing

The Note Closers Show - The #1 Podcast for Note Investing

Written by: Scott Carson
Listen for free

Explore the world of real estate note investing and gain insights into controlling real estate at huge discounts!

Are you a real estate investor or entrepreneur looking to expand your knowledge in the market? Welcome to "The Note Closers Show Podcast," a podcast dedicated to real estate investing, with a focus on note investing.

Join your host, Scott Carson, a seasoned investor with experience in real estate and note investing. This podcast aims to provide a comprehensive look at buying, selling, and managing mortgage notes and paper assets.

What You'll Learn & Who You'll Meet:

  • Distressed Asset Insights: Learn about buying non-performing and performing notes from various sources and how this relates to controlling properties.
  • Expert Interviews: Scott features discussions with industry experts, including attorneys, loan servicers, title experts, vendors, and successful individuals in the field.
  • Actionable Strategies: Gain insights into finding deals, performing due diligence, negotiating, creative financing techniques, and potentially maximizing returns.
  • Beyond the Notes: The show also delves into entrepreneurial skills such as marketing, raising capital, business systems, and the mindset needed for success in various market conditions.
  • Inspiration & Entertainment: Listen to engaging conversations with diverse guests who share their journeys.

Why Tune In?

Whether you're new to real estate investing or have experience, Scott aims to provide knowledge and clarity to help you in your endeavors. The content is presented with a focus on finding opportunities.

Join the Community:

  • Listen to new episodes weekly across major podcast platforms and watch on YouTube.
  • Find free resources and a schedule of events and training at www.WeCloseNotes.com.
  • Learn more about potential coaching opportunities by booking a call at www.TalkWithScottCarson.com.


Subscribe now to explore real estate note investing!

Scott also brings in experts in marketing, entrepreneurship, business, and mindset to help his audience in the day-to-day grind of being a business owner, investor and entrepreneur. With over a decade of experience as the “Note Guy” Scott has invested in all types of note investments. Ranging from residential assets on an individual or large bulk basis to commercial notes in each asset class, Scott has the connections and knowledge to help his students take down all property types. If you have an appetite to grow your business from single family homes to multifamily, self-storage, mobile home parks, mixed-use, strip malls or other asset classes, Scott brings on the experts in these different fields to help give you guidance and clarity as a note and real estate investor to find success at your own pace. The Note Closers Show also features a variety of different experts and vendors, ranging from attorneys, servicing companies, special servicing experts, title experts, and other real estate professionals to help you organize your own note business and have the best possible team of professionals at your disposal. Along with these experts, Scott also spends time identifying market and deal opportunities across the multiple facets of the note and paper industry. Scott also realizes that work isn’t everything to an entrepreneur, and that’s why he also mixes in the occasionally mindset expert and guest wild card to keep his shows content fresh and relevant in today’s everchanging investment environment. It’s common for Scott to add an award-winning personality, athlete or podcaster to the stellar lineup of guests who might make a surprise appearance on the podcast. Scott’s willingness to be an open book and share the different facets of his business, life, and journey and his ability to use humor (and his sound effects) will keep you coming back again and again.

Copyright 2018-2026 Scott Carson, We Close Notes, Inc | All rights reserved Careers Economics Leadership Management & Leadership Personal Finance Personal Success
Episodes
  • Performing Profits: Evaluating First Lien with 85% Equity in Port Arthur, TX

    Performing Profits: Evaluating First Lien with 85% Equity in Port Arthur, TX
    Jul 2 2026
    🎣 Score double-digit yields on low-balance IRA note deals!Welcome back to the 50 Deals for 50 Days series! In this episode, Scott Carson—"The Note Guy"—takes a deep dive into an absolute gem of a low-balance re-performing note tucked away in Port Arthur, Texas. If you’ve been hunting for a safe, secure "base hit" to jump-start or boost your Self-Directed IRA without taking on huge capital risks, this real estate note breakdown is tailored exactly for you. We are dissecting a performing first-lien mortgage on a beautiful, modern home rebuilt from the ground up in 2021. Scott lays bare the underlying math, the rock-solid equity cushioning, and the passive cash-flow potential that makes this the ultimate entry-level note deal. But remember the golden rule of note investing: don't fall in love with the real estate! You aren't buying the bricks, the plumbing, or the property management headaches—you are buying the debt and becoming the bank. Let's jump into the numbers and see how this little asset can generate an exceptional return for your portfolio. 📌 Key Takeaways & Episode HighlightsThe Asset Blueprint: A 3-bedroom, 2-bath, 986-square-foot stilted home in Port Arthur, Texas, rebuilt entirely in 2021 with stunning park and water views. Rock-Solid Equity Protection: With an online valuation around $152,000 and an unpaid legal balance of just $23,200, you are buying a first lien at an incredibly safe 15% Loan-to-Value (LTV) ratio. The Loan Modifications: Originally written in 2007, this loan was modified during COVID in 2020 to a low 3.75% interest rate. Because of this incredibly low rate, the borrower has zero incentive to refinance, ensuring a long-term passive holding. The 13% ROI Math Breakdown: Purchasing at 80% of the legal balance ($18,560) plus a standard transaction fee puts your acquisition cost at roughly $19,560. With a $211.76 monthly payment, it creates an absolute 13% gross cash-on-cash return. Net Yield After Servicing: Even after deducting standard professional third-party servicing costs ($30 to $35/month), this asset still tracks at a powerful, net 11% ROI. The Perfect Solo IRA Play: Why this small-balance asset is a textbook fit for an individual or solo investor using personal funds rather than trying to raise joint-venture private capital. Streamlined Due Diligence Checklist: Scott’s recommendations for a low-cost drive-by inspection, pull-comps check, and verification of the escrowed taxes and hazard insurance policy. 🛠️ Take Action & Scale Your Portfolio Today!Don't let the second half of 2026 slip away without stacking up consistent, passive cash flow. Let's celebrate your financial independence day by taking massive action right now: 📩 Submit a Bid: If you are ready to review the collateral file or put an offer in on this Port Arthur re-performing first lien, reach out directly at scott@weclosenotes.com. 📞 Schedule a Call: Got questions about structuring your low-balance IRA deals? Book a direct chat on Scott's calendar at TalkWithScottCarson.com. 🎓 Claim Your Education Ticket: Register for our next two-day virtual Note Buying Workshop on August 29th and 30th for just $99 at NoteBuyingForDummies.com or head to weclosenotes.com!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest
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    8 mins
  • Dallas Sub-Two Wrap Arbitrage: The Mathematical Secrets to High-Yield Returns

    Dallas Sub-Two Wrap Arbitrage: The Mathematical Secrets to High-Yield Returns
    Jul 1 2026
    🚀 FOR SALE: Dallas Wrap Note With a Double-Digit YieldWelcome back to the 50 Deals for 50 Days series! In this episode, Scott Carson—"The Note Guy"—deconstructs a highly lucrative sub-two wraparound mortgage deal directly from a private seller in Dallas, Texas. If you’ve been looking for a masterclass on how to evaluate performing notes, structure your bids for double-digit cash-on-cash returns, and completely protect your investment capital, this breakdown is exactly what you need.Scott walks through the anatomy of a recently rehabbed Dallas property under a one-year seasoned owner-financed wrap note. You'll see the real figures, the underlying first lien low-interest rate details, and the clear mathematical formulas that transform a messy secondary wrap position into an ultra-secure, top-performing first lien powerhouse. Whether you are investing your own cash or deploying private capital through a Self-Directed IRA, stop sitting on the sidelines. Let’s dive in, audit the collateral data, and help you cross your financial independence finish line!📌 Key Takeaways & Episode HighlightsAnatomy of a Dallas Wrap Asset: Complete breakdown of a 3-bedroom property on a 0.32-acre lot, updated with fresh carpet, new appliances, and laminate flooring prior to being owner-financed in July 2025.The Arbitrage Spread Numbers: How the seller created a $258/month cash-flow spread by wrapping a $106,000 underlying first lien (at a low 2.875% interest rate) inside a $180,000 owner-financed note at 7.99% interest.The First Lien Strategy: Why smart note investors don't hold wrap notes as seconds; Scott explains the exact protocol to wire funds to Midland Mortgage, wipe out the underlying sub-two debt, and assume a clear, high-equity first lien position.Calculating the 10.5% Cash-on-Cash Return: A real-time math breakdown showing how a $150,000 purchase price yields a $15,008 annual payout, yielding a 10.2% net ROI even after factoring in specialized third-party servicing fees.Bidding for a 12% Target Yield: How to discount your bid to $128,333 to command a 12% ROI, putting your investment at a safe 71.9% of Unpaid Principal Balance (UPB) with built-in equity protection if a borrower default occurs.Due Diligence Checklist: The essential steps for reviewing the full collateral file, assessing local property valuations, cross-checking the RMLO compliance package, and securing regional real estate legal teams like Alan Ceshker.Sneak Peek at What’s Next: A preview of upcoming assets in the 50-day pipeline, including a sub-two deal in Albuquerque, New Mexico, a non-performing note in Florida, and reverse mortgages across the Carolinas.🛠️ Take Action & Scale Your Business Today!The second half of 2026 is moving fast—don't let the year slip away without adding consistent passive cash flow to your portfolio. Take immediate action right now:🤝 Partner on This Deal: Want to purchase or partner directly with Scott on this Dallas wrap note asset? Email your interest or bidding questions to scott@weclosenotes.com.📞 Book a Strategy Session: Schedule a live one-on-one calendar call with Scott to map out your 2026 note buying goals at TalkWithScottCarson.com.🎓 Master the Note Business: Claim your virtual seat for our upcoming two-day live class on August 29th and 30th! Head over to NoteBuyingForDummies.com or click the education portal at weclosenotes.com to secure your spot today.Watch the Original Video of this Episode HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest
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    13 mins
  • How To Say Hello To Raising Private Capital as a Real Estate Investor

    How To Say Hello To Raising Private Capital as a Real Estate Investor
    Jun 30 2026
    🚀 Stop Sucking at Real Estate Marketing: How to Stop Procrastinating and Actually Raise Private CapitalAre you tired of going to endless real estate networking events, taking notes, and then coming home only to let your notes gather dust? In this episode of Money Mondays, Scott Carson—"The Note Guy"—delivers a much-needed wake-up call to the real estate investing community. This isn't your standard, generic motivational speech; it is a tactical, hard-hitting guide on moving from a chronic "I’ll get to it later" planner to a high-earning, active investor who closes deals. Scott shares his proven "Hello Postcard" marketing strategy designed to instantly break through the social media noise, capture attention at local REIA clubs, and quietly attract private funding partners without a hard sell. Plus, we wrap up the episode with a live Q&A session with student Tom, addressing the absolute legalities of calling a balloon payment on a performing note and the absolute best online database for finding elite, state-specific foreclosure attorneys. Stop being a secret agent in your real estate business—it’s time to take action, launch your marketing, and build a real runway to financial freedom! 📌 Key Takeaways & Episode Highlights:The Brutal Truth About the 5% Action-Takers: Why over 95% of real estate seminar attendees never implement what they learn, and how to position yourself in the elite top tier that actually takes action. The "Unemployment" Marketing Mindset: If you got laid off today, you would immediately update your resume, blast LinkedIn, and notify your entire network. Scott breaks down why you must treat your note investing business with that exact same urgency. Busting the "Secret Agent" Investor Curse: Why real estate investors fail because they hide their business in private Facebook groups instead of proudly broadcasting their active real estate ventures to their primary, warm networks. The "Hello Postcard" Template Strategy: Scott's exact blueprint for a visual 20-line text email and printable Canva postcard that commands an 800% higher click-through rate on social platforms. The Indirect Referral Ask Technique: How to leverage social proof and simple property case studies to attract million-dollar private capital partners without ever sounding desperate or salesy. The Legal Truth About Balloon Payments: A critical legal breakdown answering whether you can legally call a loan due early on a performing 30-year mortgage borrower. The Infinite ROI Formula: Why raising private money beats using your own capital every single time, and how to construct a cash-flow spread for a true infinite rate of return. Sourcing Top-Tier Legal representation: Scott reveals his go-to industry directory, LegalLeague100.com, for bypassing traditional channels to secure elite mortgage and foreclosure attorneys nationwide. 🛠️ Take Action & Scale Your Business Today!Stop sitting on the sidelines while other investors lock up the best distressed asset tapes in the country! It’s time to start marketing your message properly. 📞 Book a Live Strategy Call: Want to map out your note investing goals or discuss private money strategies directly with Scott? Schedule your one-on-one call today at TalkWithScottCarson.com. 📺 Subscribe on YouTube: Join our rapidly growing community of action-takers! Hit the subscribe button and turn on notifications at weclosenotes.tv as we inch closer to our 10,000-subscriber milestone. 🎧 Leave a Review: If this raw, practical business advice added value to your week, please subscribe to the podcast and leave us a 5-star review on your favorite platform!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note
    Show More Show Less
    45 mins
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