Germany just turned migration into a game - and you only need 6 points to win. 🇩🇪

In this video, we reveal the truth about the 2026 Chancenkarte (Opportunity Card) and the exact strategies you need to move to Europe’s largest economy without a signed work contract.

Whether you are a software developer, a nurse, or a skilled chef, the rules have changed. We break down the new 2026 financial requirements, the "Travel Insurance Trap," and the 3 personas who are successfully winning the game right now.

What you will learn in this video:

✅ How the 6-point system actually works (The 2026 Rules)

✅ Why the "Entry Ticket" is more important than your points

✅ The Blocked Account "Hack" to save you thousands upfront

✅ How to bridge the gap from a job seeker to a permanent EU Blue Card

Don't just move to Germany - move with a plan. Most people get rejected because they treat the visa as the final goal. We show you how to use the Chancenkarte as a bridge to the EU Blue Card and permanent residency.

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PerFinEx GmbH - Personal Finance for Expats

The #1 English-speaking & Independent Financial Planner in Germany

Further legal information is available at perfinex.de/impressum

In 2026, the infamous Vorabpauschale (Preliminary Lump-Sum Tax) has hit a record high with a base interest rate of 3,20%. If you’re an expat in Germany with an accumulating ETF portfolio in a neobroker like Trade Republic or Scalable Capital, you are about to see a "Ghost Tax" deduction for profits you haven't even realized yet. 💸

In this video, we break down exactly why Germany taxes profits you haven't made yet, how to calculate your 2026 tax bill in 3 easy steps, and the ONLY legal ways to stop the "Tax Drag" from killing your compound interest.

In this video, you will learn:

✅ The 2026 Tax Trap: Why the new 3,20% base rate triples the cost for many investors.

✅ Step-by-Step Calculation: Use our 10k example to find your exact tax bill.

✅ The Foreign Broker Trap: Why using Degiro or Interactive Brokers could lead to accidental tax fraud.

✅ How to Avoid it: The difference between minimizing with the 1.000€ allowance and avoiding it completely with a "Pension Wrapper."

Don't let a small administrative tax turn into a 40.000€ loss in retirement savings over the next 30 years. Watch until the end to see the side-by-side math!

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PerFinEx GmbH - Personal Finance for Expats

The #1 English-speaking & Independent Financial Planner in Germany

Further legal information is available at perfinex.de/impressum

Did you notice a change in your bank account this month? 🤔In 2026, Germany has introduced major updates to the tax-free allowance (Grundfreibetrag) and social security contributions. While some expats are seeing more Netto, others are wondering where their money went.In this video, we decode every single line of your 2026 Lohnabrechnung (payslip). We use two real-world examples: Anton the average-earner and Hans the high-earner to show you exactly how the "Progressive Tax System" and the "Contribution Caps" impact your wallet.In this video, you will learn:✅ The 2026 Tax-Free Allowance: Why the first 12.348€ is yours to keep. ✅ The "Big Two" Deductions: Taxes & Social Security (Health Insurance). ✅ The High-Earner "Cheat Code": Why Hans pays less percentage-wise than Anton. ✅ What German "Netto" differentiates from the US or UK.-----PerFinEx GmbH - Personal Finance for ExpatsThe #1 English-speaking & Independent Financial Planner in GermanyFurther legal information is available at perfinex.de/impressum