The RBA just hiked again... and this time it wasn't even close. Eight members voted to raise the cash rate to 4.35%. Only one dissented.

Ben Kingsley and economist Evan Lucas break down what the 8-1 vote really signals, why the RBA's own forecasts should worry you, and what Ben means when he says "winter is coming for the Australian economy."

💡 Thinking about refinancing or adjusting your loan strategy? Let our team help you review your options.

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

What if one simple move could put an extra $662 back in your pocket every month… and potentially boost your borrowing power by up to $100,000?

In this Friday Fundamentals episode of The Property Couch, Ben Kingsley sits down with tax specialist Danish Ahmed to unpack a time-sensitive HECS/HELP strategy that many Australians don’t even realise exists.

With indexation approaching on June 1, this episode walks through a real-life scenario showing how paying down your HECS debt early could help you avoid extra charges, unlock a tax refund, improve your monthly cash flow, and significantly increase your borrowing capacity if you’re planning to buy property.

But timing is everything — and missing this window could mean leaving money on the table.

If you’ve got a HECS or HELP debt, this is one episode you don’t want to scroll past.

Want us to cover your scenario? Submit your question here: https://thepropertycouch.com.au/topics/

⏱️TIMESTAMPS

00:00 – The $662/month HECS hack explained
00:28 – Why this strategy is time-sensitive
00:56 – Real example: $120K income + HECS debt
02:51 – How indexation impacts your debt
04:09 – Unlocking $662 in monthly cash flow
05:00 – Boosting borrowing power by $80K–$100K
06:08 – Why you must act before June 1
07:39 – Key takeaways and next steps

#ThePropertyCouch #HECS #HELPDebt #BorrowingPower #PropertyInvesting #MoneyManagement #PersonalFinance #AussieProperty

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

A $700 inspection could save you $70,000.

In Part 2 of our How to Buy a Home series, Ben is joined by leading building inspectors Paul Baker and Miles Clark to unpack one of the most overlooked and financially risky parts of buying property: building and pest inspections.

You’ll learn:

✔️ What a good inspection should (and shouldn’t) cover
✔️ How to interpret “major defects” without panicking
✔️ The red flags inspectors look for in older homes
✔️ How to choose the right inspector (and avoid costly mistakes)
✔️ Why Victoria’s proposed pre-purchase inspection reforms could have unintended consequences for buyers=

Plus, we unpack a controversial proposal that could make vendor-supplied building reports mandatory… and why many in the industry are sounding the alarm.

🎧 Listen now.

FREE STUFF MENTIONED

• Catch Up On Part 1 of the Buying a Home Series 🎧
  Missed Episode 593 on borrowing, search strategy and buying decisions? Start there.
• Victorian Petition on Rental Reform ✍ (CLOSES 1 MAY)
  Support the petition discussed in the episode:
  • Victorian Parliament Petition (VIC residents only)
  • Change.org Petition (open to all)
• Find a Qualified Building Inspector 🔍
  Learn more about credentials and due diligence through the Victorian Association of Home Inspectors and trusted inspection providers.
• Find out more about Paul & Myles:
  • 👉 Inside Out Property Inspections (Paul Baker)
  • 👉 Aus Property Reports (Myles Clark)
• Read the REIV's "A Blueprint for Marketing of Residential Real Estate in Victoria” (what kickstarted Victoria’s new inspection proposal)

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube