🏈 Don't fumble your retirement - get your financial game plan at http://bookachatwithjohn.net

Join John as he wraps up the year and answers some of the biggest questions on listeners' minds. This episode dives into real-world financial concerns, practical strategies, and tips to help you keep your retirement game plan on track. John cuts through the noise with straightforward answers that help you think clearly about the retirement decisions that matter most.

Here's some of what we discuss in this episode:

🎁 Holiday Gifting: understanding limits and smart giving strategies

💰 Excess Cash: balancing comfort with inflation risk

🏡 Downsizing Moves: equity, mortgages, and retirement timing

📚 Resources: planning tools and helpful tips for the upcoming year

Get in touch:

Phone: 661-775-3704

Book an appointment with us: http://bookachatwithjohn.net

Get in touch with us: https://mearsmoney.com/

Watch the Podcast on YouTube: https://bit.ly/3PmcOPM

Check out John's FREE Books: https://je9gekmc.pages.infusionsoft.net/

🏈 Don't fumble your retirement - get your financial game plan at http://bookachatwithjohn.net

Celebrate our 100th episode as John tackles the ever-important topic of Social Security and retirement planning. In this milestone show, we discuss key considerations for deciding when to claim Social Security benefits and the common mistakes to avoid. Tune in for expert insights and practical advice to help you make informed decisions about when to take Social Security.

Here's some of what we discuss in this episode:

🚫 Don't Rush at 62: the common arguments for claiming early

📊 Why Waiting Pays: the math behind delaying benefits

⚖️ Policy & Politics: how system changes may (or may not) impact you

🎯 Smart Claiming Strategies: building a personalized approach

💛 Feelings vs. Facts: balancing emotion with long-term financial impact

Book an appointment with us: http://bookachatwithjohn.net

Get in touch with us: https://mearsmoney.com/

Watch the Podcast on YouTube: https://bit.ly/3PmcOPM

Check out John's FREE Books: https://je9gekmc.pages.infusionsoft.net/

🏈 Don't fumble your retirement - get your financial game plan at http://bookachatwithjohn.net

You've heard the saying, "There's no such thing as a bad question." But in retirement planning, some questions are definitely better than others. The way you frame a question often determines the quality of the answer, and sometimes the quality of your entire retirement. Today, John goes through some of the most asked questions and how to reframe them to get clearer, more useful answers.

Here's some of what we discuss in this episode:

🦃 Thanksgiving Traditions: John's holiday traditions and favorite Thanksgiving meal

📉 Volatility Reality: understanding sequence-of-returns risk in retirement

💼 Advisor Value: what you pay for vs. what you get

⚖️ Risk Management: adjusting portfolios to match real-life goals

💵 Cash Decisions: avoiding emotional market timing and poor allocation choices

🏛️ Social Security: framing smarter questions around timing and strategy

Book an appointment with us: http://bookachatwithjohn.net

Get in touch with us: https://mearsmoney.com/

Watch the Podcast on YouTube: https://bit.ly/3PmcOPM

Check out John's FREE Books: https://je9gekmc.pages.infusionsoft.net/