When was the last time you checked whether your estate plan still reflects your wishes? In this episode, Ryan Oliver breaks down the essential documents every retiree needs, the power of beneficiary designations, how trusts actually work, and why recent changes like the SECURE Act can reshape your family’s future. Ryan also highlights smart strategies for charitable giving and explains what must be updated after major life events. A clear, practical conversation designed to help listeners understand how thoughtful estate planning can protect loved ones and preserve a legacy.

Schedule your complimentary appointment today: TheRetirementKey.com

Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement

Follow us on social media: YouTube | Instagram | Facebook | LinkedIn

See omnystudio.com/listener for privacy information.

Is your financial thermostat set to the right temperature for retirement? This episode dives into how couples often differ on risk tolerance—and why identifying both your emotional comfort and financial capacity for risk is essential before leaving the workforce. Abe Abich explains how to strike the right balance between growth and preservation, avoid overexposure, and adjust your strategy as life and markets change. Learn why risk isn’t static, why regular check‑ins matter, and how a well‑tuned plan can support a confident, long‑lasting retirement.

Schedule your complimentary appointment today: TheRetirementKey.com

Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement

Follow us on social media: YouTube | Instagram | Facebook | LinkedIn

See omnystudio.com/listener for privacy information.

This weekend’s episode kicks off with a surprising question: What does your home thermostat have to do with your retirement plan? Abe Abich breaks down how everyday habits mirror the financial decisions that shape your future. From finding the right “risk temperature” to managing taxes, preserving savings, and avoiding costly mistakes, this episode highlights real examples from families across the D.C. metro area navigating retirement with clarity. A practical, down‑to‑earth conversation from this past weekend’s radio show that helps listeners rethink how they prepare for the years ahead.

Schedule your complimentary appointment today: TheRetirementKey.com

Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement

Follow us on social media: YouTube | Instagram | Facebook | LinkedIn

See omnystudio.com/listener for privacy information.

Healthcare may be your biggest retirement wildcard, and this episode unpacks what many retirees overlook. Joshua Barbin breaks down the real costs of Medicare, long‑term care, pharmaceutical expenses, and supplemental coverage so listeners can better understand the financial impact of aging. He also explains why enrollment timing matters, how HSAs can offer unique tax advantages, and what proactive planning steps can help reduce future surprises. Whether you're approaching 65 or already retired, this conversation sheds light on the practical realities of managing healthcare in retirement.

Schedule your complimentary appointment today: TheRetirementKey.com

Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement

Follow us on social media: YouTube | Instagram | Facebook | LinkedIn

See omnystudio.com/listener for privacy information.

What if the biggest threat to your retirement isn’t market volatility — but an outdated mindset? In this episode, Abe Abich breaks down why so many retirees worry they’ll run out of money, even when they’ve saved millions. He explores how shifting from pure growth to a balanced income‑focused strategy can create more confidence in retirement. He also discusses real examples, common misconceptions about dipping into principal, and the practical financial instruments that support steady income. A clear, empowering look at what it takes to transition successfully into retirement.

Schedule your complimentary appointment today: TheRetirementKey.com

Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement

Follow us on social media: YouTube | Instagram | Facebook | LinkedIn

See omnystudio.com/listener for privacy information.

A single question ignites this week’s conversation: Can you really live on investment income alone in retirement? In this episode from this past weekend’s radio show, Abe Abich breaks down why income planning isn’t one‑size‑fits‑all, how risk should shift as you approach retirement, and what consolidation, diversification, and tax‑smart strategies can mean for long‑term stability. He also explores Roth opportunities, rebalancing habits, and the mindset change needed when moving from saving to spending. A focused, practical discussion for anyone navigating the transition into retirement’s “phase two.”

Schedule your complimentary appointment today: TheRetirementKey.com

Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement

Follow us on social media: YouTube | Instagram | Facebook | LinkedIn

See omnystudio.com/listener for privacy information.

Are you ready for the ticking tax time bomb in retirement? Dive into the essentials of Required Minimum Distributions (RMDs) and learn how recent rule changes impact your retirement income. Discover strategies to minimize taxes and avoid costly penalties. Whether you’re planning ahead or facing RMDs now, this episode delivers actionable insights to help you navigate your financial future with confidence.

Schedule your complimentary appointment today: TheRetirementKey.com

Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement

Follow us on social media: YouTube | Instagram | Facebook | LinkedIn

See omnystudio.com/listener for privacy information.

Are you making the same mistake with your retirement planning as you do with holiday decorations—waiting too long to get started? This episode dives into why early action can lead to greater confidence in retirement. Abe Abich shares real stories, practical strategies, and insights on planning, risk reduction, and tax mapping, helping listeners navigate the retirement “red zone” and beyond.

Schedule your complimentary appointment today: TheRetirementKey.com

Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement

Follow us on social media: YouTube | Instagram | Facebook | LinkedIn

See omnystudio.com/listener for privacy information.