In this episode of The Shivers Report, Nick breaks down the most important real estate metric you should be watching: inventory levels. National inventory is sitting around five months, but the Pacific Northwest continues to move differently—holding closer to four. What does that mean for buyers, sellers, and the year ahead?
Nick dives into real home values, inflation adjustments, interest rate predictions for 2026, and why the PNW market refuses to behave like the rest of the country.

In this episode of The Shivers Report, Nick and Keegan break down the good, the bad, and the ugly of the 2025 real estate market. From double-digit increases in mortgage applications to flat home appreciation, it was a year full of contradictions—but one thing is clear: 2025 was the year of the true professional.They unpack why part-timers struggled, why first-time buyers are now hitting age 40, and what lower interest rates could mean as we head into the next cycle.

In this episode of The Shivers Report, Nick breaks down why he doesn’t expect a housing crash in 2026—despite the headlines. With values still 20% above 2020 levels, the foundation remains strong.Nick and Keegan dive into interest rate predictions, what might happen once a new Fed chair is appointed, and why 50-year mortgages or portable mortgages could shake the entire industry.Plus, they discuss the coming agent exodus and why consumers are increasingly demanding true professionals—not part-timers handling half-million-dollar assets.