Send us a text

The end of a relationship brings a flood of emotion and a maze of decisions. We sit down with financial planner and seasoned mediator Phil O’Connor to strip the process back to first principles: secure a home you can truly afford, protect your income, and keep a real buffer for life’s shocks.

Phil O'Connor - Resolution Accredited Independent Financial Adviser

I specialise in the financial aspects of divorce. I work with my clients to help them make better, more informed financial decisions on all the marital assets including pensions, investments and property. I assist clients, mediators and family lawyers across the UK with joint expert, single expert and neutral work. I have been a Resolution Accredited Independent Financial Adviser since its inception in 2007 and a Resolution IFA committee member since 2014 and help to write the examination papers for IFA Resolution Accreditation and reaccreditation. I am an active member of Manchester POD and in 2013 and again in 2019 I was Joint Chair. I completed Foundation Mediation training with FMA in 2014 to understand the process better when working as a financial neutral.

• Free initial meeting with no obligation
• Fixed fees based on an hourly rate of £275.
• Contact details:
  • Tel: 01204 663904
  • Email: phil@on-divorce.co.uk
  • www.On-Divorce.co.uk
  • www.thedivorceifa.co.uk

Tamsin Caine

Tamsin is a Chartered Financial Planner with over 20 years experience. She works with couples and individuals who are at the end of a relationship and want agree how to divide their assets FAIRLY without a fight.

You can contact Tamsin at tamsin@smartdivorce.co.uk or arrange a free initial meeting using https://bit.ly/SmDiv15min. She is also part of the team running Facebook group Separation, Divorce and Dissolution UK

Tamsin Caine MSc., FPFS

Chartered Financial Planner

Smart Divorce Ltd

Smart Divorce

P.S. I am the co-author of “My Divorce Handbook – It’s What You Do Next That Counts”, written by divorce specialists and lawyers writing about their area of expertise to help walk you through the divorce process. You can buy it here https://yourdivorcehandbook.co.uk/buy-the-book/

Support the show

Send us a text

Tamsin speaks to actuary and head of Mathieson Consulting, Jonathan Galbraith about the complications of uniformed pensions and dividing them on divorce. If you or your spouse have this type of pension, this is an essential listen!

Jonathan Galbraith

Jonathan Galbraith is the CEO of Mathieson Consulting and Pensions on Divorce Expert (PODE) with around 8 years of experience. He is the creator of the Galbraith Tables, intended for use in placing a broad value on DB pension rights in divorce settlements. He is also the co-author of Pensions on Divorce: A Practitioner's Handbook, 4th Ed, alongside HHJ Hess, Rhys Taylor and Joe Rainer.

More info here:
Website: https://mcact.co.uk/

Book: Pensions on Divorce - Practitioner's Handbook

Tamsin Caine

Tamsin is a Chartered Financial Planner with over 20 years experience. She works with couples and individuals who are at the end of a relationship and want agree how to divide their assets FAIRLY without a fight.

You can contact Tamsin at tamsin@smartdivorce.co.uk or arrange a free initial meeting using https://bit.ly/SmDiv15min. She is also part of the team running Facebook group Separation, Divorce and Dissolution UK

Tamsin Caine MSc., FPFS

Chartered Financial Planner

Smart Divorce Ltd

Smart Divorce

P.S. I am the co-author of “My Divorce Handbook – It’s What You Do Next That Counts”, written by divorce specialists and lawyers writing about their area of expertise to help walk you through the divorce process. You can buy it here https://yourdivorcehandbook.co.uk/buy-the-book/

Support the show

Send us a text

Tamsin and our guest Adele Ballantyne guide the listeners through the first decisions after a relationship ends, focusing on pacing, safety, and pathways that reduce conflict and cost. Adele shares practical ways to build a support team, choose kinder legal routes, and protect children while emotions run high.

Adele Ballantyne

MA Relationship Therapy, P/G Dip Relationship Therapy, RGN/RSCN, Dip Health Visiting and Social Care

Adele specialises in relationship breakdown, separation, divorce and co-parenting, whilst also providing training and therapeutic support for all Family Law professionals.

In addition to this work, Adele is very passionate and proactive in her work in divorce and separation. Following work with private clients, she recognised a need for Family Law professionals to have a greater understanding of the psychological and emotional impact of divorce.

This has led Adele to become an active member of Resolution (www.resolution.org.uk ), taking on the role and Co-Chairperson of the Parenting After Parting Committee; the first therapeutic member of the organisation to hold two chair positions.

Facebook: https://en-gb.facebook.com/eledaconsultancy/

Website: https://eledaconsultancy.com/about-us/

Tamsin Caine

Tamsin is a Chartered Financial Planner with over 20 years experience. She works with couples and individuals who are at the end of a relationship and want agree how to divide their assets FAIRLY without a fight.

You can contact Tamsin at tamsin@smartdivorce.co.uk or arrange a free initial meeting using https://bit.ly/SmDiv15min. She is also part of the team running Facebook group Separation, Divorce and Dissolution UK

Tamsin Caine MSc., FPFS

Chartered Financial Planner

Smart Divorce Ltd

Smart Divorce

P.S. I am the co-author of “My Divorce Handbook – It’s What You Do Next That Counts”, written by divorce specialists and lawyers writing about their area of expertise to help walk you through the divorce process. You can buy it here https://yourdivorcehandbook.co.uk/buy-the-book/

Support the show