They told you to buy the Sun Belt. Austin. Florida. Texas. Follow the migration. Follow the growth and now some of those markets are down 20 to 25 percent. Supply is flooding in. Rent growth stalled.

So what happened?

In this episode, we break down the speculation trap that pulled investors into “hot” cities, why overbuilding always follows hype, and how migration trends during the pandemic distorted reality.

If you are underwriting based on future rent growth, rate cuts, or appreciation, you are not investing. You are gambling.

The herd is learning that lesson right now.

This episode is about fundamentals, discipline, and how to avoid getting crushed when the cycle turns.

A lot of real estate investors are not going to make it to 2026. Not because real estate stops working but because they get tired, frustrated, and emotional.

In this episode, we talk about why long term buy and hold wins and why most people never stick around long enough to see it work.

Rates have gone up. Insurance has gone up. Taxes have gone up. Maintenance costs more. It is easy to look at a tough property or a tough market and think about selling.

That is exactly where most investors lose.

We break down why discipline matters more than timing, why leverage beats labor, and how holding through cycles creates options. We also walk through a real example of buying a mobile home park for 1.3 million, refinancing it at 2.7 million, pulling out tax free capital, and still keeping the asset.

Flipping and wholesaling can make money. But building wealth usually comes from stacking assets and letting time do the work.

If you are serious about long term investing, this episode will reset how you think about the next few years.

Your parents worked 30 to 40 years to build equity in one home. Then one medical event can erase it in 24 to 36 months.

Over $500 billion is drained from family estates every year through senior care. Most families are not prepared. Most investors are not thinking about it.

In this episode, we break down:

• Why home equity is not a retirement plan

• How inflation quietly destroys the traditional nest egg model

• The difference between equity and cash flow

• Why one asset is not enough

• How leverage changes the game

• Why owning the system matters more than trusting it

If your wealth is tied up in one primary residence, you are exposed. If your retirement plan depends on selling assets to survive, you are playing defense.

Cash producing assets change the equation. They protect equity. They create optionality. They allow you to survive the unexpected without liquidating everything you built.

If you are serious about building durable wealth through real estate, this episode will challenge how you think about retirement, inheritance, and long term strategy.

If you are not yet making at least $120,000 per year in cash flow real estate or do not have millions in equity, check out our Zero to 100 Elite community below: https://www.zeroto100tribe.com/joinelite