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A hard truth set the tone for the new year: a fatal accident in Nigeria and the stark reminder that infrastructure and governance shape lives. I share why that grief paused my urge to create and how honesty, not forced optimism, can be the smartest way to start January. From there, we move straight into the UK job market, where rising employer costs, higher NI, and a punishing tax reality are shrinking vacancies and closing adverts early. Job hopping has stalled; job hugging is the new survival skill. And no, AI didn’t replace everyone misfired attempts exposed the gap between hype and capability, while smart teams now use AI to augment real work.

When growth outside slows, the inside strategy matters. I walk through how I anchor development to manager-owned objectives, build a feedback folder that proves outcomes, and keep a burn folder that captures patterns of harm. That combo turned a workplace bully into an unlikely conduit for opportunity: I secured sign-off, delivered for another team, and gained high-stakes exposure. He still doesn’t like me, but he respects me an equation that matters when you’re a Black Woman navigating power, perception, and limited tolerance for your tears. Respect lasts longer than likability; receipts speak when rooms turn cold.

We also zoom out to geopolitics shaping markets and risk: Nigeria’s insecurity, pressure across the Sahel, and the power play around Venezuela’s oil. These forces affect hiring cycles, investor sentiment, and the anxiety many of us feel about timing a move. So I’m easing into 2026 with deliberate pace, quarter by quarter goals, renewed focus on public speaking and subject expertise, and a commitment to consistency on TikTok, blending the world of work with practical fashion and “wear your wardrobe” thinking. If the market says hold, use the hold to sharpen your edge, negotiate the package that actually pays, and make your progress unavoidable.

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Music (Intro and Outro) Written and created by Nomadic Star

Stationary Company: Sistah Scribble

• Instagram: @sistahscribble
• Website: www.sistahscribble.com
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Policy shapes pay packets, childcare, heating bills, and even how we move around our cities. We break down Rachel Reeves’ Autumn Budget without jargon, showing how frozen thresholds create fiscal drag, why dividend and property tax hikes shift the balance toward taxing wealth, and how ISA changes nudge under 65s into risk. We look at the upside too, scrapping the two child cap, targeted help on energy bills, a rare freeze on rail fares, and what the new EV per‑mile charge means for the future of funding our roads and the reality of going electric.

Power is shifting in entertainment as well. With Paramount Skydance launching a hostile bid for Warner Bros Discovery and outbidding Netflix, we explore what consolidation means for the streaming wars, catalogue control, and your monthly subscriptions. Culture isn’t only created; it’s distributed, priced, and fenced off, and those decisions ripple through what stories get made and who gets to see them.

Safety and dignity are non negotiable. We spotlight the British Transport Police’s silent text service 61016 so you can discreetly report harassment on the Tube, and we talk candidly about luxury retail bias versus glossy representation, even as A$AP Rocky fronts Chanel. In the workplace, we share a tactical playbook for handling an aggressive senior colleague: set boundaries, document meticulously, build public advocates, and use policy to protect yourself. We also preview a practical series on starting a UK business the right way trademarks, bookkeeping, HMRC timelines and celebrate Sister Scribble’s sell out momentum and what it takes to scale a young brand with intention.

If this conversation helps you see your money, career, and safety with clearer eyes, follow the show, share it with a friend, and leave a review telling us the moment that hit home most. Your feedback keeps this community sharp and growing.

Referenced Podcast Episode:

The New skills Economy

https://open.spotify.com/episode/4jdXWn8DpFgiER9nVVILa2?si=bgRbofTVTTO7572fUajLmw

Sponsorships - Email me: hello@toyatalks.com

TikTok: toya_washington

Twitter: @toya_w (#ToyaTalksPodcast)

Snapchat: @toyawashington

Instagram: @toya_washington & @toya_talks

https://toyatalks.com/

Music (Intro and Outro) Written and created by Nomadic Star

Stationary Company: Sistah Scribble

• Instagram: @sistahscribble
• Website: www.sistahscribble.com
• Email: hello@sistahscribble.com

Send us a text

A superstar stopped a show to eject a sleepy fan, and the crowd divided. We look past the memes to the real duty of care at live events, the difference between standards and humiliation, and why humility travels further than hype. That contrast sets the stage for a wider theme: how power is used in public, at work and in culture.

From Lupita Nyong’o’s choice to refuse typecasting to the labels black women still face in offices, we unpack how stereotypes take root and how to push back with clarity, documentation and policy. I share a candid story about dealing with a disruptive senior, why governance protects your career, and how to use relationship capital without losing your peace. We also dig into Spotify’s unwavering approach to flexible work, separating outcomes from optics and treating adults like adults.

Creativity gets its own spotlight as I introduce Sister Scribble, a 90s-inspired premium stationery brand built for people who still believe in pen, paper and ideas with weight. We talk about what real support looks like, why community matters more than clout, and how to keep building when the hours are long and the room is loud. A listener dilemma on postpartum psychosis at work brings practical steps on occupational health, boundaries and dignity.

A look at Nnamdi Kanu’s conviction through the lens of the Biafra War 2 years, 6 months and 9 days that still shape Igbo memory and justice today. We close with history that still breathes: a clear, grounded primer on Biafra, Igbo identity and Nnamdi Kanu’s conviction. Beyond the legal language sit questions about self-determination, state power and what justice means when memory is raw. If you’re here for honest talk, useful frameworks and stories with heart, you’re in the right place.

If this resonated, tap follow, share it with a friend, and leave a quick review to help others find the show. Your support keeps these conversations alive.

Sponsorships - Email me: hello@toyatalks.com

TikTok: toya_washington

Twitter: @toya_w (#ToyaTalksPodcast)

Snapchat: @toyawashington

Instagram: @toya_washington & @toya_talks

https://toyatalks.com/

Music (Intro and Outro) Written and created by Nomadic Star

• Stationary Company: Sistah Scribble
• Instagram: @sistahscribble
• Website: www.sistahscribble.com
• Email: hello@sistahscribble.com