Dr. Carmen Delia Ortiz, creator and host of the Transcendent Money Podcast shares the big why of the podcast and its four main topic categories: Transcendent Money Actions, Transcending Money Conflicts, Transcending Retirement and Transcendent Financial Planning.

In my work with financial planning clients, I have seen firsthand how money scripts can hold people back from experiencing true abundance and financial freedom. These scripts or stories are deeply ingrained beliefs about money that we adopt from childhood, culture, and personal experiences. They shape our attitudes and behaviors around money, often without us even realizing it. I have encountered five common money scripts that keep people stuck and prevent them from living a transcendent financial life.

Script 1 Money is Scarce
The first money script that I often see is the belief that money is scarce and there is never enough. This scarcity mindset can lead people to constantly worry about money, hoard resources, and struggle to make ends meet. By shifting this mindset to one of abundance, we can open ourselves up to new opportunities and possibilities to create and experience our own holistic financial well-being while serving humanity and the planet without conflicts nor fears.

Script #2 Money is tied to Self-Worth
Many people equate their net worth with their self-worth, leading to feelings of inadequacy, shame, and unworthiness. By recognizing that our value as human beings is not defined by our bank account balance, we can free ourselves from this harmful belief and start to cultivate a healthier relationship with money and with Life.

Script #3 Money is Power
The third money script that I often encounter is the belief that money is power. While money can certainly provide a sense of security and freedom, using it as a tool to control others or manipulate situations can have damaging consequences. By shifting our perspective to one of empowerment and collaboration, we can use our financial resources to serve humanity and the planet from love, compassion and generosity.

Script 4 Money is to be Hoarded
The fourth money script that keeps people stuck is the belief that money is to be hoarded or accumulated. This scarcity mindset can lead to excessive saving, fear of spending, and an inability to enjoy the present moment. By practicing mindful spending, generosity, and transcendent financial planning, we can break free from this limiting belief and create a more balanced and fulfilling relationship with money.

Script 5 Money is a Source of Conflicts
The fifth and final money script that I often see is the belief that money is a source of conflicts. Whether it's arguments with loved ones over finances, power struggles in the workplace, or tensions within ourselves about money, conflicts related to money can disrupt our peace of mind and hinder our ability to thrive. By cultivating open and honest communication, setting clear boundaries, and seeking support when needed, we can begin to resolve these conflicts and create harmony in our own life while building beautiful loving relationships.

As someone who is passionate about helping others achieve financial wellness and abundance, I am dedicated to supporting individuals in challenging and transforming these harmful money scripts. By fostering awareness, compassion, and empowerment, we can rewrite our money scripts and create a new narrative that serves our highest good and the greater good of all. Together, we can co-create a new economy that aligns with our values, supports our well-being, and fosters a sustainable future for humanity and the planet.