In this episode, Attorney Ruma Mazumdar, real estate and estate planning attorney and founder of Key Esquire, opens up about rebuilding life after divorce — emotionally, financially, and legally. She shares practical steps for navigating home buying or renting after separation, understanding post-divorce finances, and making clear-headed real estate decisions that protect your future.

00:00 – Introduction: Ruma shares her personal experience of starting over after divorce 01:15 – Deciding whether to rent or buy after divorce 03:45 – Understanding your new financial reality and credit situation 05:10 – How divorce impacts your net worth and long-term goals 07:20 – Creating a realistic post-divorce budget 09:40 – Letting go of emotional attachment to the family home 11:30 – Protecting yourself when buying again: prenups, postnups, and trusts 13:10 – Building your support team: attorney, therapist, and real estate professionals 15:20 – Final thoughts: seeing divorce as a reset and a new beginning

Trust Issues: Only the kind that make you richer. A podcast where Attorney Ruma Mazumdar helps listeners navigate real estate, estate planning, and life’s legal decisions with confidence and clarity.

In this episode of Trust Issues: Only the Kind That Make You Richer, Attorney Ruma Mazumdar, founder of Key Esquire, breaks down the truth behind renting versus owning a home. Drawing from her own experience as a real estate and estate planning attorney who chooses to rent, Ruma shares practical insights about financial flexibility, cultural expectations, long-term planning, and what “stability” really means in today’s housing market.

00:00 – The pressure to own and why Ruma chooses to rent. 02:00 – Why renting can make sense for entrepreneurs and busy professionals. 04:00 – Challenging the belief that buying equals success. 05:30 – How liquidity and mobility can bring peace of mind. 07:00 – Investing excess income instead of paying a mortgage. 08:30 – Taxes, maintenance, insurance, and hidden expenses. 10:00 – Emotional decisions and financial overreach. 12:30 – What buyers often overlook. 14:00 – Why timing and life stage matter more than pressure. 15:00 – Owning or renting—choose what supports the life you’re building.

Trust Issues is a podcast hosted by Attorney Ruma Mazumdar, a real estate and estate planning attorney helping modern professionals make smarter financial and legal decisions. Each episode unpacks practical insights on wealth, homeownership, estate planning, and building a secure future—without losing your peace of mind.

Episode Summary In this follow-up episode of Trust Issues, Ruma Mazumdar welcomes back executive coach and AI expert Jesse Frye to discuss how AI is reshaping estate planning and what legal professionals need to know. From DIY will platforms to agentic AI tools that mimic human workflows, Ruma and Jesse dig into the promises, pitfalls, and personal hesitations around using AI in people-centered legal practices. They explore how to identify friction points, personalize client experiences, and scale law firms—without sacrificing trust. This is an essential conversation for anyone navigating the evolving balance between automation and empathy in law.

Key Timestamps 00:01 – Welcome Back: AI + Estate Planning Round 2 01:14 – The Rise of DIY Estate Planning Platforms 03:35 – Ruma’s Concerns: Where AI Helps vs. Where It Feels Cold 05:02 – Why Clients Still Need Human Advisors 07:10 – Could an AI Avatar Guide Clients Through Your Process? 09:45 – Mindset Shift: Delegating Without Abdicating 12:20 – Can Video Replace Face Time? How to Know What Clients Want 14:18 – The DMV Example: When AI Actually Improves the Experience 17:10 – Agentic AI for Legal Marketing & Admin Tasks 20:00 – Personalization vs. Automation: Where AI Shines 23:05 – The Admin Time Trap: Using AI for Time Tracking & Cost Control 25:30 – Better Research, Faster Results: Ruma’s AI Research Tips 28:00 – How to Start with AI Without Getting Overwhelmed 30:45 – Why You Shouldn’t Sign Long-Term Contracts with AI Vendors 33:00 – The VC Landscape: What’s Growing, What’s Getting Acquired 35:14 – Final Thoughts: How to Vet AI Tools in Your Legal Practice 36:50 – Where to Find Jesse Frye Online 38:10 – A Bit of Nostalgia: Coaching Memories & First-Year Doubts

About the Show

Trust Issues is hosted by estate planning attorney Ruma Mazumdar, who tackles the evolving challenges and innovations in law, leadership, and entrepreneurship. Through candid conversations with experts and disruptors, the show helps legal professionals build smarter, more resilient, and more human-centered practices in a digital-first world.