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UCLA Housing Voice

UCLA Housing Voice

Written by: UCLA Lewis Center for Regional Policy Studies
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About this listen

 Why does the housing market seem so broken? And what can we do about it? UCLA Housing Voice tackles these questions in conversation with leading housing researchers, with each episode centered on a study and its implications for creating more affordable and accessible communities.© 2026 UCLA Housing Voice Political Science Politics & Government Science Social Sciences
Episodes
  • Ep. 107: A Better Mortgage with Kevin Erdmann (Incentives Series pt. 9)

    Ep. 107: A Better Mortgage with Kevin Erdmann (Incentives Series pt. 9)
    Feb 5 2026

    Fixed-rate mortgages are expensive, but adjustable-rate mortgages are volatile — but do they have to be? Kevin Erdmann pitches an alternative that captures the best qualities of both. This is part 9 of our series on misaligned incentives in housing policy.

    Show notes:

    • Erdmann, K. (2021). A Suggested Mortgage Amortization Structure: Fixed Amortization, Adjustable Principal. Mercatus Center.
    • UCLA Housing Voice episode 106: Mortgage Lending Standards with Kevin Erdmann.
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    46 mins
  • Highlights: Ep. 106. Mortgage Lending Standards with Kevin Erdmann

    Highlights: Ep. 106. Mortgage Lending Standards with Kevin Erdmann
    Jan 28 2026

    This is the shortened "highlights" version of episode 106. You can listen to the full interview here.

    Was the housing market really oversupplied in the mid-2000s? Kevin Erdmann says no, and he explains how this misunderstanding is at the root of present-day affordability problems. This is part 8 of our series on misaligned incentives in housing policy.

    Show notes:

    • Erdmann, K. (2018). Housing Was Undersupplied during the Great Housing Bubble. Mercatus Center.
    • Erdmann, K. (2024). Getting Corporate Money Out of Single-Family Homes Won’t Help the Housing Affordability Crisis. Mercatus Center.
    • Erdmann Housing Tracker: Mortgages Outstanding by Credit Score
    • Erdmann Housing Tracker: Follow-Up: Mortgages by Credit Score
    • Erdmann, K. (2021). A Suggested Mortgage Amortization Structure: Fixed Amortization, Adjustable Principal. Mercatus Center.
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    24 mins
  • Ep. 106: Mortgage Lending Standards with Kevin Erdmann (Incentives Series pt. 8)

    Ep. 106: Mortgage Lending Standards with Kevin Erdmann (Incentives Series pt. 8)
    Jan 21 2026

    Was the housing market really oversupplied in the mid-2000s? Kevin Erdmann says no, and he explains how this misunderstanding is at the root of present-day affordability problems. This is part 8 of our series on misaligned incentives in housing policy.

    Show notes:

    • Erdmann, K. (2018). Housing Was Undersupplied during the Great Housing Bubble. Mercatus Center.
    • Erdmann, K. (2024). Getting Corporate Money Out of Single-Family Homes Won’t Help the Housing Affordability Crisis. Mercatus Center.
    • Erdmann Housing Tracker: Mortgages Outstanding by Credit Score
    • Erdmann Housing Tracker: Follow-Up: Mortgages by Credit Score
    • Erdmann, K. (2021). A Suggested Mortgage Amortization Structure: Fixed Amortization, Adjustable Principal. Mercatus Center.
    Show More Show Less
    1 hr and 9 mins
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