The market may be soaring, but is your portfolio ready for what comes next? In this episode, Raj Shah and Rick Borek break down why three straight years of market gains create both opportunity and risk—especially for those nearing retirement. They discuss strategies for protecting hard‑earned returns, reallocating underperforming holdings, managing taxes efficiently, and planning income across short‑, mid‑, and long‑term needs. With real‑world examples and practical perspective, this conversation helps listeners rethink their financial approach as they step closer to retirement.

For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com

Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner.

See omnystudio.com/listener for privacy information.

What happens when three straight years of market gains collide with retirees’ growing worries? On this episode of Unleash Your Wealth Podcast, Raj Shah and Rick Borek break down why so many near‑retirees are rethinking risk, income needs, and portfolio structure heading into 2026. From blended strategies that balance protection with growth to navigating Social Security, pensions, and spousal income gaps, they walk through real scenarios that highlight how financial planning shifts as retirement nears. A clear, practical conversation designed to help listeners better understand the moving parts of their own long‑term plan.

For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com

Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner.

See omnystudio.com/listener for privacy information.

What if the biggest threat to your retirement isn’t the market—but the assumptions you make about it? In this episode, Raj Shah and Rick Borek break down why emergency funds, Social Security timing, and portfolio risk aren’t one‑size‑fits‑all decisions. They explore real stories of people questioning when to retire, how much cash to keep, and whether they’re truly prepared for downturns. You’ll hear why market cycles vary, how guaranteed income strategies can help stabilize retirement plans, and why personalized analysis beats rules of thumb every time.

For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com

Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner.

See omnystudio.com/listener for privacy information.