Utah Real Estate in 2026: Rates, Readiness & Real Strategy
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Utah Real Estate in 2026: Rates, Readiness & Real Strategy
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About this listen
In this episode of Cameron’s Corner, I’m joined again by First Colony Mortgage loan officer TJ Shelley to break down what Utah buyers need to know as we head into 2026. We talk about how falling interest rates are improving affordability, why buyer curiosity is picking back up, and what it actually means to be prepared before you start touring homes.
We also dive into one of the most misunderstood parts of the buying process: pre-qualification vs. pre-approval. TJ explains how lenders look at credit, income, and down payments, why soft credit pulls are a game-changer for early planning, and how starting the lending conversation early can save you real money and stress.
If buying a home in Utah is a goal for you in 2026 — or even something you’re just starting to think about — this episode is all about clarity, strategy, and confidence so you can move forward the right way.