Most trading gurus show you screenshots. I show you my actual brokerage statements. In this episode, I walk through my real trading results for the last 12 months across two accounts—including the good months, the bad months, and the most important lessons I learned.

12-Month Highlights (Account 1: ~$1.2M → ~$2M):
✅ April 2025: +6.6%
✅ May 2025: +14.8%
✅ June 2025: +11.2%
✅ March 2026 (market down 7-10%): We were down less than 1%
✅ April 2026: +8.9%

12-Month Highlights (Account 2: ~$320k → ~$690k):
✅ June 2025: +30%
✅ July 2025: +13.4%
✅ March 2026 (market down 7-8%): We were down only 2.8%
✅ April 2026: +16.4%

The Most Important Lessons for Beginners:

Targeting 2.5% per month is better than chasing 6%+ (more risk = more volatility)
Buying AND selling options protects you during crashes
Keeping cash in fixed income (earning 4.5%) makes your idle money work for you
Hedging with puts reduces your downside WITHOUT giving up upside
One member told me: "In 10 days of trading, I have already surpassed my 3-month $1,250 subscription fee in profits."

If you want to learn this exact strategy, visit https://beststockstrategy.com/members...

Chapters:
0:00 – Introduction: 12 Months of Real Results
0:00 – Account 1: Monthly Returns Breakdown
0:00 – How We Lost Less Than 1% When the Market Fell 10%
0:00 – Why I Target 2.5% Per Month (Not 6%+)
0:00 – My Best Stock Picks: Google, Amazon, NVIDIA, Palantir
0:00 – Account 2: Monthly Returns Breakdown
0:00 – Why Account 2 is More Volatile (Concentration Risk)
0:00 – The Strategy: Buying + Selling Options + Long Stock
0:00 – How to Earn 4.5% on Idle Cash
0:00 – Final Thoughts & How to Enroll

Visit https://beststockstrategy.com/members... to enroll.

#TradingResults #OptionsTrading #BeginnerInvesting #BestStockStrategy #DavidJaffee #RealTradingStatements #PassiveIncome

Money Talk with Rashad claims you can retire with just $170,000 by making $10,000 a month—or 70% per year—trading LEAPS options on SPY. In this honest beginner-friendly review, I break down why I believe this claim is close to 0% likely to be true.

Here's what you'll learn:
✅ What is a LEAPS option? (Explained simply for beginners)
✅ What is a Poor Man's Covered Call (PMCC)? (And why it often fails)
✅ Why selling covered calls against your LEAPS caps your upside AND leaves you with full downside risk
✅ Why every covered call ETF dramatically underperforms the market by 5-6% per year
✅ Why you can actually LOSE money on this strategy even when the market goes UP
✅ The simple math: If the S&P 500 averages 10-12% per year, how could anyone consistently make 70%?

The Real Problem With Rashad's Strategy:

He sells a 40-delta short call that gets challenged roughly 45-50% of the time
When the short call goes in the money, his short delta exceeds his long delta—meaning you lose money as SPY goes UP
He never shows you what to do when the trade goes wrong
His real income likely comes from his paid community, not from trading
Bottom Line: Based on my analysis, this strategy is likely to return 8-10% per year at best—not 70%. And a simple buy-and-hold index fund would outperform it with far less work and stress.

Real comments from viewers who noticed the same problems:

"The market averages more than 1.35% moves monthly—how do you compensate for the losses?"
"This strategy has risk on both sides. I wouldn't follow it."
Chapters:
0:00 – Introduction: Can You Really Retire With $170k?
0:00 – Who is Money Talk With Rashad?
0:00 – What is a LEAPS Option? (Beginner Explanation)
0:00 – The Poor Man's Covered Call Explained
0:00 – Why Covered Calls Cap Your Upside
0:00 – How You Can Lose Money Even When SPY Goes UP
0:00 – The Real Math: 70% Per Year vs. Reality
0:00 – What Happens When the Short Call Goes In the Money?
0:00 – Why Covered Call ETFs Underperform the Market
0:00 – Viewer Comments: They Noticed the Same Problems
0:00 – Final Verdict

Visit https://beststockstrategy.com to get over $400 of free beginner training.

#MoneyTalkWithRashad #LEAPSOptions #OptionsTrading #BestStockStrategy #DavidJaffee #BeginnerInvesting #SPY #CoveredCalls

Why do 90% of traders fail? It's not because they pick bad stocks—it's because they ignore basic risk management rules. In this beginner-friendly episode, I teach you the 5 iron rules that professional traders follow to survive and thrive in the stock market.

Here's what you'll learn:
✅ Rule 1: The 50% Rule – Never use more than 50-60% of your account (always keep cash in reserve)
✅ Rule 2: The 20% Rule – Never put more than 20% of your money in one stock (diversify or die)
✅ Rule 3: The Duration Rule – Only sell options that expire in 7-21 days (avoid long-dated options—they're dangerous)
✅ Rule 4: The Roll Rule – Close or roll any options beyond 21 days (don't let old positions blow up your account)
✅ Rule 5: The War Chest Rule – Keep cash ready to buy when the market crashes (use SGOV or BOX to earn interest while you wait)

Bonus Tips:

The 75% profit rule: Close your trade early if it's up 75% fast (don't get greedy)
Why SPX and XSP save you money on taxes (Section 1256 explained simply)
How to use AI (like Claude or Gemini) to check if you're following these rules
Real Example: In March 2026, I sold SPX puts and made $4,500 in premium. The next day, the market rallied and I was up 50%—but I didn't close it (and I should have). Learn from my mistake.

These rules won't guarantee profits, but they WILL keep you alive. And in trading, survival is everything.

Visit https://beststockstrategy.com to get over $400 of free beginner training.

#TradingRules #BeginnerInvesting #RiskManagement #BestStockStrategy #DavidJaffee #OptionsTrading #StockMarket #HowToTrade