Affinity Federal Credit Union presents the Wellbeing and Your Wallet podcast! In this episode, hosts Grant Gallagher and Shawn Lubitz are joined by Jen Shortelle, Strategic Clinical Advisor at Spring Health. They discuss maintaining balance and mental wellness during the holiday season, when many people face loss, family conflict, and changes in routine.

Key topics include starting open communication with loved ones, practicing mindfulness tips to keep you grounded, and setting realistic expectations for the holiday season.

Following the main discussion, the team addresses a question from the member mailbag. Grant pulls the following submission: As I head into 2026, I keep thinking about my student loans. They have been hanging over my head for so long, and I really want this to be the year I finally make progress. The truth is, I feel anxious every time I look at the balance, and it makes it hard to stay motivated. How can I put together a plan for the new year that helps me tackle my student loans without feeling stressed or discouraged the whole time?

Grant concludes the discussion by highlighting Affinity’s wellbeing resources, including a partnership with Navicore Solutions for free credit counseling. If you’re looking to understand and improve your credit, seek a consultation to take control of your financial wellbeing.

Just a reminder if you have a question or comment for a future Member Mailbag segment, please email them to us @membermailbag@affinityfcu.com.

Rate, like, and subscribe for more from the Wellbeing and Your Wallet podcast. Visit www.affinityfcu.com for additional information about financial wellbeing and Affinity products.

Thanks for listening and be well.

Affinity Federal Credit Union presents the Wellbeing and Your Wallet podcast! In this episode, hosts Grant Gallagher and Shawn Lubitz discuss budgeting for a holiday season that feels festive without breaking the bank. Main discussion topics include managing financial anxiety, making mindful choices to save, and planning ahead to shop holiday deals.

Following the main discussion, the team addresses a question from the member mailbag. Grant pulls the following submission: It always feels like January lasts three months and my paycheck doesn’t. Between higher bills, leftover holiday expenses, and trying to get back on track, I feel like I start the year already behind. How can I be more proactive this year so I’m not constantly trying to dig myself out?

Grant concludes the discussion by highlighting Affinity’s Cash Back Plus Checking Account. Earn up to 10% in cash back on debit card purchases, get refunds on ATM withdrawal fees, and manage your money with zero monthly maintenance cost.

Just a reminder if you have a question or comment for a future Member Mailbag segment, please email them to us @membermailbag@affinityfcu.com.

Rate, like, and subscribe for more from the Wellbeing and Your Wallet podcast. Visit www.affinityfcu.com for additional information about financial wellbeing and Affinity products.

Thanks for listening and be well.

Affinity Federal Credit Union presents the Wellbeing and Your Wallet podcast! In this episode, hosts Grant Gallagher and Shawn Lubitz are joined by Bola Sokunbi, founder of Clever Girl Finance and Wellbeing Awards honoree.

The hosts explain the process behind each year’s Wellbeing Awards, including the three awards categories. They highlight the amazing group of 2025 honorees and interview Bola about how her organization boosts wellbeing through financial empowerment.

Following the main discussion, the team discusses a question from the member mailbag. Grant pulls the following submission: During the holiday season, my family usually donates money to a national charity. This year, my wife and I want to do something more tangible for our local community. Also, I think my kids are old enough to get involved. How can we find local charities that need hands-on support, especially for whole-family volunteering?

Grant concludes the discussion by highlighting Affinity’s High-Yield Checking Accounts. Grow your savings, get monthly ATM refunds, and earn a 5.50% APY to make your money work for you.

Just a reminder if you have a question or comment for a future Member Mailbag segment, please email them to us @membermailbag@affinityfcu.com.

Rate, like, and subscribe for more from the Wellbeing and Your Wallet podcast. Visit www.affinityfcu.com for additional information about financial wellbeing and Affinity products.

Thanks for listening and be well.