A 10% credit card rate cap.

Crypto offering yield.

Apple ditching Goldman for JPMorgan Chase.

In this episode of What’s Going On in Banking, Ron Shevlin and Stacey Bryant break down the real-world consequences of headline-grabbing policy ideas, why buy now, pay later keeps winning with consumers, and what banks are getting right and wrong about crypto, partnerships, and relevance in 2026.

This isn’t political theater. It’s banking reality.

If you work in banking, fintech, payments, or credit unions, this episode is required listening.

Show Notes:

• Banks Cry Foul Over High-Yielding Tokens as Crypto Fight Simmers in Washington
• The Proposed Credit Card Interest Rate Cap Is All Politics, No Policy

Subscribe to the What's Going On In Banking podcast here:
https://www.crnrstone.com/gritty-insights/podcasts/whats-going-on-in-banking

Chapters
[0:00] Welcome & catching up at Cornerstone
[2:45] The proposed 10% credit card rate cap
[4:45] Why the cap could hurt consumers most
[7:15] Buy Now, Pay Later vs credit cards
[10:25] Is BNPL the new “starter credit”?
[11:40] Should crypto be allowed to offer yield?
[14:05] Are banks overestimating the crypto threat?
[17:05] Apple Card: Goldman out, JPMorgan in
[19:20] What Apple & Goldman got wrong
[20:40] Final thoughts & what banks should focus on

2026 is here — and banking is officially walking into the unknown.

In the first What’s Going On in Banking episode of the year, Ron Shevlin and Stacey Bryant unpack the biggest forces shaping financial services right now: AI agents, crypto & stablecoins, fraud risks, fintech competition, and what banks think they’re prioritizing vs. what actually gets done.

From Wizard of Oz metaphors to real-world data from hundreds of bank and credit union executives, this episode delivers a sneak peek into the What’s Going On in Banking 2026 Report and why engagement, data utilization, and payments may matter more than ever.

If you work in banking, fintech, or credit unions, this is a must-watch to understand what’s changing and what’s being underestimated.

Subscribe to the What's Going On In Banking podcast here:
https://www.crnrstone.com/gritty-insights/podcasts/whats-going-on-in-banking


Chapters:
[0:00] Welcome to 2026 & Gonzo Banker Awards recap
[2:05] The legendary “Gonzoquito” moment 🍹
[4:55] Sneak peek: What’s in the 2026 Banking Report
[6:35] AI, Crypto & Fraud: Banking’s new “scary forest”
[9:35] Top concerns for banks & credit unions in 2026
[12:35] Cost of funds vs. deposit gathering—what’s misunderstood
[15:20] Fintechs, Coinbase & the real competitive threat
[19:00] Consumer behavior, engagement & digital expectations
[22:40] Why P2P payments jumped to #1 for credit unions
[29:45] AI agents, MCP & why “not ready for prime time” matters

AI is redefining banking, travel, creativity, and how financial institutions must evolve. In this episode of What’s Going On in Banking, Stacey Bryant and Ron Shevlin dive into the future of generative AI, the creativity gap in banking, SoFi’s bold crypto move, and why most banks are dangerously behind consumer expectations.

From real-world AI travel examples to new research showing massive crypto demand from Gen Z, millennials, and even Gen X, this conversation unpacks what’s coming in 2026 — and what banks must do to survive it.


Subscribe to the What’s Going On In Banking podcast here:
https://www.crnrstone.com/gritty-insights/podcasts/whats-going-on-in-banking


Chapters:
[0:00] Welcome + What’s Cooking in Banking
[0:34] Stacey’s Food & Travel Story
[1:42] Industry Events & CMN Support
[3:13] Ron’s New Granddaughter Update
[4:48] What Banks Are Asking About AI
[5:32] The McKinsey AI Travel Example
[7:30] Could AI Build Your Financial Life Itinerary?
[9:03] Ron Clarifies What Generative AI Really Is
[12:21] Jobs, Creativity & the Human Side of AI
[20:54] SoFi, Crypto Demand & The Future of Banking