By now you've probably seen me post on social media that I sold my condo in Puerto Rico, and the reactions have been... a lot. So let's get into it. In this solo episode, I'm taking you behind the scenes of why I bought that condo right after my divorce, what it represented to me, and why — three and a half years later — I decided to let it go. This is not a "never sell real estate" episode. This is a "your life changes and so should your money moves" episode. We're talking numbers, we're talking mindset shifts around debt and leverage, and we're talking about what's next: a fixer-upper flip in Florida with my husband, and a bigger PR condo for our family. Grab a coffee (or a copa), this one's personal.

WE DIVE INTO:

02:20 – The origin story: buying the condo after my divorce

06:59 – What the condo really represented — reclaiming my connection to the island

09:17 – What changed: becoming a mom, remarrying, outgrowing the space

11:39 – The HOA drama and why the condo stopped making sense

13:56 – Let's talk numbers: what I paid vs. what I sold it for

16:19 – The plan: flipping a fixer-upper in Florida with my husband

18:45 – Reframing my relationship with debt

21:04 – Why I'm financing the next PR condo instead of paying cash

23:19 – The real lesson: alignment over accumulation

25:42 – The emotional side of letting go

28:00 – Where to find my PR real estate guide + money tools

30:25 – Rich Mommy Retreat + how to stay connected

KEY TAKEAWAYS:

→ Your financial decisions should evolve as your life does — what worked for single you might not work for married-with-a-baby you

→ Selling an asset isn't automatically a bad money move — rich people reposition capital all the time

→ Debt and leverage aren't the enemy. Used strategically, they let you preserve cash and acquire more assets

→ Cash purchases give you flexibility and control (hello, fixer-upper flip); mortgages can be the smarter move when you want to preserve liquidity

→ You don't owe anyone an explanation for your money moves — get around people who understand the vision

RESOURCES:

• Jannese’s Instagram: https://www.instagram.com/yoquierodineropodcast/
• Rich Mami Retreat: https://www.richmami.com/
• FREE GUIDE: Buying Your First Property in PR: https://courses.yoquierodineropodcast.com/pr-real-estate

TAKE THE NEXT STEP WITH YO QUIERO DINERO:

📕 Get the book, Financially Lit!: https://financiallylitbook.com

💸 Download the FREE Dinero Guide: https://courses.yoquierodineropodcast.com/

💬 Book a free Money Call: https://yoquierodineropodcast.com/links/

Hosted on Acast. See acast.com/privacy for more information.