Strong market gains don’t eliminate risk—especially when you’re living off your savings. In this episode, Stuart Seegmiller discusses why near‑retirees need to think differently about investing as income replaces accumulation. The conversation explores sequence‑of‑returns risk, balancing growth with protection, and why reacting to headlines can be costly later on. Stuart also explains why many retirees feel “rich on paper but cash‑poor,” how tax‑deferred accounts can create future challenges, and why building flexibility into a retirement plan helps you make decisions with intention instead of emotion.

As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for.

To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.com

See omnystudio.com/listener for privacy information.

Retiring without knowing what you’re retiring to can be just as risky as not being financially ready. In this episode, Stuart Seegmiller explores why many people delay retirement for emotional reasons—and how “test‑driving” retirement can lead to better decisions and greater fulfillment. The conversation covers easing into retirement, planning major experiences early, relocating thoughtfully, and avoiding common pitfalls when passing assets like a home to the next generation. It’s a practical look at turning retirement into a meaningful next chapter, not a sudden stop.

As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for.

To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.com

See omnystudio.com/listener for privacy information.

What happens when your retirement dreams collide with risky decisions inspired by social media? This episode dives into the challenges of making bold financial moves, the value of trusted advice, and how a portfolio x-ray can reveal hidden strengths and weaknesses in your retirement plan. Join Ethan for real stories, practical insights, and a candid look at balancing ambition with caution.

As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for.

Tune into Abe and his team on Tuesday at 5:30pm on Patriot Radio KSGO.

To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.com

See omnystudio.com/listener for privacy information.