Kim sits down with William Lindsey, PHEAA’s Senior Vice President of Federal Relations and Outreach, to sort through some of the financial aid and student loan changes that are effective July 1, 2025, in the One Big Beautiful Bill Act. Whether you’re at an institution of higher education, at a high school helping families, or a parent and student trying to make sense of it all, you’ll want to understand what’s coming and what resources are available so you can plan ahead for student loan borrowing and repayment.

Email us at keystonepodcast@pheaa.org

Resources

PHEAA

PHEAA/Keystone Webinars

PHEAA OBBA

National Association of Student Financial Aid Administrators (NASFAA) OBBA

Repay Ready

PA Forward/KSL links

PA Forward Student Loans – for students and families in PA attending a school anywhere in the US or residents of DE, MD, NJ, NY, OH, VA, and WV attending school in PA

Keystone Student Loans – for students and families in DE, MD, NJ, NY, OH, VA, and WV attending school anywhere in the US besides PA

Part 1: Unlocking How Small Savings Can Help Students Breathe Easier:Kim visits Ferrum College for a sit-down chat with President Mirta Martin and Earn to Learn’s Vice President of Student Success and Financial Wellness, Tim Cerebe. In Part 1, they discuss National Financial Literacy Month, Earn to Learn’s scholarship, and how Ferrum provides transformational opportunities for first-generation students.

Part 2: Unlocking Student SuccessKim talks to several outstanding Ferrum College students about how the Earn to Learn program helps them afford higher education. They discuss financial stress, graduate school, and more. Thanks to Kennedy, Angel, Naomi, Toni, Hallie, TreVonte, and Alex for sharing your stories—you’re amazing!

(00:00) Intro

(01:32) Ferrum College + Earn to Learn

(40:38) Student Success

National Financial Literacy Month

Earn to Learn

Higher Education Financial Wellness Alliance (HEFWA)

Ferrum College

PHEAA

PA Forward and Keystone Student Loans No-Essay Scholarship – current scholarship closes May 1, 2026

For residents of VA, MD, DE, NJ, WV, OH, and NY

keystonestudentloans.org/ss

Residents of PApheaa.org/ss

Email us at keystonepodcast@pheaa.org

Kim invited college access experts to give high school and college students advice on college affordability, borrowing student loans, and money.