Brian Zuniga, MBA, CAPM® is the author of the Modern Money Mindset series, including The Modern Saver and The Modern Investor. His work focuses on making personal finance, investing, and financial decision-making clear, practical, and human, especially for people who were never taught how money really works.
With a Bachelor’s degree in Communication Studies from California State University, Northridge, a Master of Business Administration from California State University,Monterey Bay, and certification as a Certified Associate in Project Management (CAPM®) through PMI, Brian brings a rare blend of financial literacy, behavioral insight, and systems thinking to the world of money. His background allows him to explain complex financial concepts not as abstract theory, but as tools people can actually use in their real lives.
After attending countless financial seminars, business courses, and reading hundreds of finance books, Brian noticed a consistent flaw across the industry: most advice ignores the most important variable of all—the reader. Every person has different income levels, goals, fears, family responsibilities, and life stages. Yet most financial guidance is written as if everyone is starting from the same place.
Brian’s work flips that model.
Rather than offering one-size-fits-all advice, the Modern Money Mindset series teaches readers how to think about money—how to judge risk, evaluate tradeoffs, build systems, and make confident financial decisions no matter where they are starting from. His writing focuses on building judgment, discipline, and long-term strategy, not just quick hacks or unrealistic get-rich-quick tactics.
Brian began writing in 2020, at the height of the COVID-19 pandemic, after witnessing how deeply financial stress was affecting everyday people—coworkers, families, friends, and entire communities. Many were working hard yet still living paycheck to paycheck, overwhelmed by debt, rising costs, and uncertainty about the future. Seeing how rarely practical financial education was taught in schools, Brian began sharing clear, stigma-free money guidance through blog posts and social media. What started as a way to help quietly grew into a movement, and eventually, into books.
Today, Brian’s writing combines finance, psychology, communication, and systems thinking to help readers build sustainable wealth, reduce stress, and take control of their financial lives.
When he’s not writing, Brian enjoys working out, traveling, gaming, reading, watching sports, and visiting Disney theme parks around the world. He lives in the San Francisco Bay Area (Go Warriors!) and is currently rewatching Dragon Ball Z while preparing for his next book, Matrimoney, a modern take on love, marriage, and money.
Follow Brian on Amazon to stay up to date with new releases in the Modern Money Mindset series.
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