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Judy Marie Balloff is a wife, mother, grandmother, financial advisor, first-time author, and entrepreneur. After finding true happiness and abundance through her unique blend of the 12 universal laws, Napoleon Hill's principles of success and wealth, and the Holy Bible, she knew she had to share her secret with the world. 365 Days of Abundance is her first book, a labor of love, and she hopes you'll join her on your own unique journey to abundance.