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T.M. Karratti is a financial advocate dedicated to helping families break cycles of confusion, stress and silence around money. After managing her own early money challenges, she dedicated herself to teaching practical, judgement-free, and easy to apply skills that she wished she had learned earlier.
Her project, Savage Teen Money Skills, empowers teens and young adults to build confidence, make smart decisions, and create a future they deserve.
Tina lives in northern California with her husband and two dogs. Outside of writing, she enjoys time with loved ones and exploring new places.
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