When Will I Run Out of Money?
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When Will I Run Out of Money?
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You saved for forty years. You avoided the stinkers. You bought the index fund and left it alone. Then you retired, and the fear showed up anyway: "When will I run out of money?"
In this episode, I explain why that fear hits hardest after the paychecks stop, even for people who did everything right. Nobody can tell you the date, but you can build a system that keeps you from being forced to sell in a bad market. I walk through how to give yourself a paycheck again, why a cash cushion matters, and why you should decide your bad-year rules before the bad year arrives.
You may not get certainty, but you can get shorter phone calls.
If you'd like to comment on this episode, or request a subject for a future podcast, leave me a message in Fan Mail. I read every one.