Keep The Change: A Simple Guide to Money Basics (The Blue-Collar MBA)

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Keep The Change: A Simple Guide to Money Basics (The Blue-Collar MBA)

Written by: Timothy Cobb

Narrated by: Lincoln Vaughn

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Some people think they’re bad with money. They’re not. They were just never taught.In Keep the Change, Timothy Cobb, Navy veteran, entrepreneur, and author of Rebuilt and The Blue Collar MBA, breaks down the money basics nobody ever sat you down and explained: what comes in, what goes out, and how to hold on to what’s yours.Drawing on his background in finance, business, and years spent around people making decisions about where every dollar should go, Cobb shows you how to run your household the way a smart business runs its books. Your income is your revenue. Your expenses are your costs. Your savings are your retained earnings. And you are the chief executive officer of your own home.Whether you’re just starting out on your own, buried under bills and trying to climb out, or earning good money but still feeling behind every month, this book was written for you.In Keep the Change, you’ll learn how to:- Read your pay stub and understand exactly what you take home- Find where your money is really going and plug the leaks- Build a budget you’ll actually stick with- Pay off debt using a simple method that builds momentum- Build an emergency fund and gain the peace of mind that comes with itYou will never feel truly in control of your money without a plan.A budget isn’t a restriction. It’s navigation. It tells you where you are, where you’re headed, and when you’ve drifted off course.This isn’t a book about getting rich quick. It’s about understanding your money, making smarter decisions, and keeping what’s yours.©2026 Timothy Cobb (P)2026 Timothy Cobb

Timothy CobbLincoln VaughnUglaaa Media

Budgeting

Budgeting & Money Management

Money Management

Personal Finance

Budgeting Budgeting & Money Management Money Management Personal Finance

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