ON THIS EPISODE WE COVER:

- Why there is little to no content on this topic on the internet
- Why this topic is the missing piece to the puzzle
- How often one should track their portfolio
- What to focus on in your yearly review
- SIPs and how they put pressure on your monthly expenses
- SIPs and why you could not be investing enough!
- How you should MANUALLY push in money and what time of the month
- Investing rate (how much you should increase investments YoY)
- AGGRESSION, and what type of agression works!
- What to do when your asset allocation has changed
- The ultimate word in Personal finance: Rebalancing!
- The mental shift required to take money out from well performing assets

- How many times Pattu has done rebalancing in the last 15 years
- Take off the topping of one small slice of cake
- 80% of today's capital market investors have never experienced a BEAR market!

See omnystudio.com/listener for privacy information.

On this episode we cover:

- Plenty of medical insurance questions:
a. carry forward/no claim bonues/ group vs indiv policies etc.
b. If you have a corporate job, you must get this insurance!
c. Pattu tells us which insurance he has, and how much it costs
d. Family floater vs Family individual covers
e. Waiting periods for new conditions in existing policies
f. Group medical cover for various groups of people

- Real Estate
a. Should I use my corpus for a down payment or maximise my EMI?
b. EMI benchmarks that you should not cross
c. Networth should not be touched !

- How long should one track monthly expenses for ??
What is better - underestimating expenses or overestimating?

- A touch life situation of a 29 year old listener of ours
why term insurance and medical insurance can be denied
how to invest in this case

- How to begin investing late in life ?! (40 years + )
Pattu recommends reaching out to a RIA, and how to
Regret is a waste of time
How to gain confidence in this situation
How RIAs charge you over the years

See omnystudio.com/listener for privacy information.

On this episode we cover:

- mistakes made on planning calculators
- Pattu reveals another Golden thumbrule !
- Products that Pattu recommends for Parents
- Who is Sukanya Samriddhi for? And some details
- Investing for marriage of your child
- Resposibility towards Undergrad vs Postgrad- Does spending on your kids take precedence over your retirement fund? (And when to say no)
- Premium waiver benefit in case of your death
- The married women property act of 1874 and how it affects term insurance
- What happens to home loans when you die?
- Different approaches to beginning investing:
a. If your child isn't born yet
b. If your child is 3-4 yrs old
c. If your child is already 10-12 +
- Pattu's amazing book - Chinchu gets a superpower
- At what stage do you let kids control their own money?
- Pattu's thoughts on pocket money

See omnystudio.com/listener for privacy information.